7325 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7325 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,716 sqft · built 1937
Lot Size0.142 acres (6,186 sqft)
OwnerCompany Name on File
Last Sale$359,044 (Mar 2024)
Tax Bill$2,203 (2024)
Deeds & MortgagesSep 2025 Mortgage
Mar 2024 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0094-0002

Property Details

APN / Parcel Number

Primary APN001-25-46-0094-0002
Alternative APNs
  • 45-05-32-251-016.000-004
  • 254600940002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,716 sqft Living Area
Gross Area3,912 sqft
1st Floor Area1,358 sqft
Basement Area1,196 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1990
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,186 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainRolling
View / LotAlley
Garage Area1,358 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7325 LOCUST AVE
CityGARY
StateIN
Zip46403-1254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTTS ADD. INDIANA CITY ALL L.2 BL.8
Legal SubdivisionNORCOTTS ADD
Legal Block8
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4014
Census Tract10100

Owner

7325 Locust Ave is owned by a company that bought it in March 2024 and is owner-occupied.

Source: Lake County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address7425 OAK AVE, GARY, IN 46403-1272
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
FILO MORTGAGE LLC
Mar 6, 2024Re-recorded Document
Jan 25, 2024Transfer on Death Deed, Transfer
Feb 5, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on File
Deed SaleMar 18, 2024 · Amount on File
Prior SaleMar 6, 2024
Deed Document Number2024508372
Prior Transfer DateJan 29, 2021
Prior Transfer Doc0000011804
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7325 LOCUST AVE, GARY, IN 46403-1254
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7125 BIRCH AVE, GARY, IN 46403-2040

Mortgage

Document Number0000036216
DateSep 22, 2025
Instrument2025-536216
Lender
NameFILO MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2024: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLAKE IN
Recording DateMar 6, 2024
Property Address7325 LOCUST AVE, GARY, IN 46403-1254
Document Number0000007656
Map ReferenceMB 1 PG 14
Instrument DateJan 12, 2024
Instrument2024-007656
Record UpdatedMar 13, 2024

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 NW 5TH AVE, OAKLAND PARK, FL 33309-6003

January 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateJan 25, 2024
Property Address7325 LOCUST AVE, GARY, IN 46403-1254
Document Number0000002527
Map ReferenceMB 1 PG 14
Instrument DateJan 12, 2024
Instrument2024-002527
Transaction TypeTransfer
Record UpdatedFeb 1, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 NW 5TH AVE, OAKLAND PARK, FL 33309-6003

February 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateFeb 5, 2021
Property Address7325 LOCUST AVE, GARY, IN 46403-1254
Document Number0000011804
Map ReferenceMB 1 PG 14
Instrument DateJan 26, 2021
Instrument2021-011804
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7325 LOCUST AVE, 7325, GARY, IN 46403-1254

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$242,200 Land $95,400 Building $146,800$242,200 Land $95,400 Building $146,800
2024$2,203.00
2023$175,300 (+76.18%) Land $97,000 Building $78,300$175,300 (+76.18%) Land $97,000 Building $78,300
2022$1,175.00 Homeowner's exemption$99,500 Land $27,000 Building $72,500$99,500 Land $27,000 Building $72,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7325 Locust Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7325 Locust Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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