740 Thorntree Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 740 Thorntree Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,049 sqft · built 2019
Lot Size	0.221 acres (9,655 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,388 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`217-520-28-00`

Property Details

APN / Parcel Number

Primary APN	`217-520-28-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,049 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,655 sqft (0.221 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	740 THORNTREE CT
City	SAN MARCOS
State	CA
Zip	92078-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 7 TR 016143
Legal Subdivision	SAN MARCOS TSM 14-003
Legal Tract	016143
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20037

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 31, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU
Nov 6, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020
Deed Sale	Jul 31, 2020
Deed Document Number	2020423997
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	0000423997
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2026
Property Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000279718
Instrument Date	Jun 5, 2026
Instrument	2026279718
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2026
Property Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000160959
Instrument Date	May 23, 2026
Instrument	2026160959
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000160959,
Date	Jun 4, 2026
Instrument	2026160959

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000025388
Date	Jan 31, 2023
Instrument	2023-0025388

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000276351
Date	Apr 9, 2021
Instrument	2021-0276351

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2020
Property Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000423997
Instrument Date	Jun 15, 2020
Instrument	423997
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	740 THORNTREE CT SAN MARCOS CA 920786102, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	423998
Date	Jul 31, 2020
Instrument	423998

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2018
Property Address	740 THORNTREE CT, SAN MARCOS, CA 92078-6102
Instrument Date	Oct 25, 2018
Instrument	464626
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 THORNTREE CT SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	0000464626
Date	Nov 6, 2018
Instrument	464626

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$894,304 (+2%) Land $298,101 Building $596,203
2025	$9,388.00 (+5.89%) Veteran's exemption	$876,769 (+4.04%) Land $292,256 Building $584,513
2023	$8,866.00 (+0.48%)	$842,724 Land $280,908 Building $561,816
2022	$8,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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