731 Thorntree Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 731 Thorntree Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,088 sqft · built 2019
Lot Size	0.269 acres (11,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,349,000 (Apr 2025)
Tax Bill	$11,553 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`217-520-26-00`

Property Details

APN / Parcel Number

Primary APN	`217-520-26-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,088 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	11,737 sqft (0.269 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	731 THORNTREE CT
City	SAN MARCOS
State	CA
Zip	92078-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 5 TR 016143
Legal Subdivision	SAN MARCOS TSM 14-003
Legal Tract	016143
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20037

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 8, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 14, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Nov 6, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Mar 14, 2019 · Amount on Record
Deed Document Number	2025110245
Prior Transfer Date	Feb 14, 2024
Prior Transfer Doc	0000048027
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2024
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000048027
Map Reference	MAP 16143
Instrument Date	Feb 14, 2024
Instrument	2024-0048027
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000064045
Date	Mar 14, 2023
Instrument	2023-0064045

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000058880
Date	Feb 8, 2022
Instrument	2022-0058880

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000210371
Date	Mar 18, 2021
Instrument	2021-0210371

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170874
Date	May 8, 2019
Instrument	2019-0170874

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 31, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2019
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000092098
Map Reference	MAP 16143
Instrument Date	Feb 28, 2019
Instrument	2019-0092098
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	731 THORNTREE COURT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000092099
Date	Mar 14, 2019
Instrument	2019-0092099

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2018
Property Address	731 THORNTREE CT, SAN MARCOS, CA 92078-6102
Instrument Date	Oct 25, 2018
Instrument	464626
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 THORNTREE CT SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	0000464626
Date	Nov 6, 2018
Instrument	464626

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,375,980 (+53.23%) Land $865,980 Building $510,000
2025	$11,553.00 (+7.02%) Homeowner's exemption	$897,986 (+4.04%) Land $317,920 Building $580,066
2023	$10,795.00 (+1.49%) Homeowner's exemption	$863,119 Land $305,576 Building $557,543
2022	$10,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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