713 Thorntree Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 713 Thorntree Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,706 sqft · built 2019
Lot Size	0.273 acres (11,925 sqft)
Owner	2 Trust Names on File
Last Sale	$925,000 (Sep 2020)
Tax Bill	$12,733 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-520-23-00`

Property Details

APN / Parcel Number

Primary APN	`217-520-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,706 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	11,925 sqft (0.273 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	713 THORNTREE CT
City	SAN MARCOS
State	CA
Zip	92078-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 2 TR 016143
Legal Subdivision	SAN MARCOS TSM 14-003
Legal Tract	016143
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20037

Owner

713 Thorntree Ct is owner-occupied and held in a trust since March 2025.

Source: San Diego County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	713 THORNTREE CT, SAN MARCOS, CA 92078-6102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Document Number	2020558441
Last Transfer Date	Mar 18, 2025
Transfer Doc	0000068761
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	713 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000619957
Date	Aug 31, 2021
Instrument	2021-0619957

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2020
Property Address	713 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000558441
Map Reference	MAP 16143
Instrument Date	Sep 1, 2020
Instrument	2020-0558441
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	713 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000558442
Date	Sep 22, 2020
Instrument	2020-0558442

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000558443
Date	Sep 22, 2020
Instrument	2020-0558443

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2018
Property Address	713 THORNTREE CT, SAN MARCOS, CA 92078-6102
Instrument Date	Oct 25, 2018
Instrument	464626
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 THORNTREE CT SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	0000464626
Date	Nov 6, 2018
Instrument	464626

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 713 Thorntree Ct was $12,733.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,021,271 (+2%) Land $485,794 Building $535,477
2025	$12,733.00 Homeowner's exemption	$1,001,247 Land $476,269 Building $524,978
2023	$11,892.00 (+1.48%) Homeowner's exemption	$962,370 Land $457,776 Building $504,594
2022	$11,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 713 Thorntree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 Thorntree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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