Pinellas County property record for 715 Sandy Hook Rd, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,478 sqft · built 1977 |
| Lot Size | 0.29 acres (12,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Dec 2025) |
| Tax Bill | $8,153 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-1707-8 |
| Primary APN | C62-000-741-1707-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 3,386 sqft |
| 1st Floor Area | 2,478 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,641 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 402 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R391346 |
|---|---|
| Street Address | 715 SANDY HOOK RD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WESTLAKE VILLAGE BLK 13, LOT 7 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WESTLAKE VILLAGE |
| Legal Tract | 96579 |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 27206 |
715 Sandy Hook Rd is owned by two individuals who bought it in December 2025.
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1524 HOLLY LAKE CIR, SNELLVILLE, GA 30078-6727 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST FARMERS BANK & TRUST |
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2022 | Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST |
| Oct 17, 2017 | Deed of Trust, Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Prior Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 2025337110 |
| Deed Book / Page | 23377 / 2662 |
| Prior Transfer Date | Dec 20, 2006 |
| Prior Transfer Doc | 0155450076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 715 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 715 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Investor | Possibly a Property Investor |
| Document Number | 0233650168 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 23365/168 |
| Instrument | 2025326177 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CONVERSE, IN 46919 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Apr 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 3, 2025 |
| Property Address | 715 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Document Number | 0233772662 |
| Book / Page | 23377 / 2662 |
| Map Reference | MB 71 PG 64 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025337110 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | SERENITY TITLE, SERENITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5738 |
| Name | Verified Name |
|---|---|
| Address | 1524 HOLLY LAKE CIR, SNELLVILLE, GA 30078-6727 |
| Document Number | 0233772666 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 23377/2666 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 1, 2022 |
| Property Address | 715 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Document Number | 0220812685 |
| Book / Page | 22081 / 2685 |
| Map Reference | MB 71 PG 64 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022171009 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,389.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 SANDY HOOK RD, 715, PALM HARBOR, FL 34683-3735 |
| Name | Verified Name |
|---|---|
| Address | 715 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Document Number | 0220812687 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 22081/2687 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 715 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TROPICAL TITLE INS LLC |
| Name | Verified Name |
|---|
| Document Number | 0198072340 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 19807/2340 |
| Instrument | 2017315638 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 12, 2027 |
The 2025 property tax bill for 715 Sandy Hook Rd was $8,153, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,153.00 (+5.57%) | $485,970 | $638,111 Land $164,926 Building $473,185 |
| 2024 | $7,723.00 (+1.44%) | ||
| 2023 | $7,613.00 (+183.12%) Homeowner's exemption | $458,518 (+148.61%) | $567,123 (+18.48%) Land $203,827 Building $363,296 |
| 2022 | $2,689.00 Homeowner's exemption Widower's exemption | $184,429 | $478,646 Land $203,177 Building $275,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 715 Sandy Hook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Sandy Hook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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