740 Ridgeview Circle Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 740 Ridgeview Circle Ln, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,864 sqft · built 1988
Lot Size	0.043 acres (1,864 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2025)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23P-22-0639`

Property Details

APN / Parcel Number

Primary APN	`23P-22-0639`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	746 sqft
Basement Area	120 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,864 sqft (0.043 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	63 sqft
Utility Building	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	740 RIDGEVIEW CIRCLE LN
City	BALLWIN
State	MO
Zip	63021-7811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	RIDGEVIEW PLACE CONDOMINIUM PLAT ELEVEN BLDG 2 UNIT 740 0.57065% IN COMMON ELEMENTS 3 8 89 (11395 1 578)
Legal Subdivision	RIDGEVIEW PLACE CONDOMINIUM PLAT ELEVEN
Legal Block	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 14, 2023	Warranty Deed, Transfer UNKNOWN, LEADERS TITLE COMPANY LLC
May 21, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	202557428
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	02317900270
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 7, 2025
Property Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811
Document Number	2025050700428
Map Reference	MB 283 PG 59
Instrument Date	May 6, 2025
Instrument	2025050700428
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	USTC, UST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811

Mortgage

Document Number	2025050700429
Date	May 7, 2025
Instrument	2025050700429

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 14, 2023
Property Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811
Document Number	2023121400402
Map Reference	MB 283 PG 59
Instrument Date	Dec 12, 2023
Instrument	2023121400402
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, LEADERS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 WALNUT STD, CHILLICOTHE, MO 64601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811
Investor	Possibly a Property Investor

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	740 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7811
Document Number	0230383983
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	740 RIDGEVIEW CIRCLE LN BALLWIN MO 630217811, BALLWIN, MO 63021-7811

Mortgage

Document Number	0230383983
Date	May 23, 2018
Book Page	023038/003983
Instrument	852

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,480 (-) Land $20,540 Building $42,940	$334,100 (-) Land $108,100 Building $226,000
2025	$3,899.00 (+10.23%)	$63,480 (+16.73%) Land $20,540 Building $42,940	$334,100 (+16.74%) Land $108,100 Building $226,000
2024	$3,537.00 (-0.92%)
2023	$3,570.00 (+5.62%)	$54,380 (+14.34%) Land $12,750 Building $41,630	$286,200 (+14.34%) Land $67,100 Building $219,100
2022	$3,380.00	$47,560 Land $11,690 Building $35,870
2021			$250,300 Land $61,500 Building $188,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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