712 Ridgeview Circle Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 712 Ridgeview Circle Ln, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	1 bd · 3 ba · 964 sqft · built 1994
Lot Size	0.022 acres (963 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2025)
Tax Bill	$3,279 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23P-2-2-093-2`

Property Details

APN / Parcel Number

Primary APN	`23P-2-2-093-2`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	950 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	963 sqft (0.022 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	96 sqft
Patio Area	192 sqft
Balcony	Balcony
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	712 RIDGEVIEW CIRCLE LN
City	BALLWIN
State	MO
Zip	63021-7810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	RIDGEVIEW PLACE PHASE TWO CONDOMINIUM PLAT NINE BLDG 34 UNIT 34-712 0.41571% IN COMMON ELEMENTS (11395 1578)
Legal Subdivision	RIDGEVIEW PLACE PHASE TWO CONDOMINIUM
Legal Phase	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	712 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	2025052200156
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2025
Property Address	712 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7810
Document Number	2025052200156
Map Reference	MB 324 PG 62
Instrument Date	May 15, 2025
Instrument	2025052200156
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3380 LAKE BEND DR # DR311, DR311, VALLEY PARK, MO 63088-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RIDGEVIEW CIRCLE LN # LN, LN, BALLWIN, MO 63021-7810

Mortgage

Document Number	2025052200157
Date	May 22, 2025
Instrument	2025052200157

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 7, 2021
Property Address	712 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7810
Document Number	0251525242
Book / Page	25152 / 5242
Map Reference	MB 324 PG 62
Instrument Date	Sep 30, 2021
Instrument	2021100700248
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RIDGEVIEW CIRCLE LN, BALLWIN, MO 63021-7810

Mortgage

Document Number	2021100700249
Date	Oct 7, 2021
Instrument	2021100700249

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,700 (+20.51%) Land $10,620 Building $50,080	$319,500 (+20.52%) Land $55,900 Building $263,600
2024	$3,279.00 (-0.88%)
2023	$3,308.00 (+13.02%)	$50,370 (+22.29%) Land $6,590 Building $43,780	$265,100 (+22.28%) Land $34,700 Building $230,400
2022	$2,927.00	$41,190 Land $6,040 Building $35,150
2021			$216,800 Land $31,800 Building $185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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