740 Prospect St, Florence, AL 35630 Property Records

Lauderdale County property record for 740 Prospect St, Florence, AL 35630 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,029 sqft · built 1925
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$195,900 (Jul 2020)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-1-005-036-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-1-005-036-000`
Alternative APNs	`096262` `51333` `96262`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
1st Floor Area	2,029 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	96262
Street Address	740 PROSPECT ST
City	FLORENCE
State	AL
Zip	35630-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 150 CITY OF FLORENCE SD BLK 626 LOT 4 .17 AC/C SEC 10 T3S R11W PB 1 PG 110
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	CITY OF FLORENCE BLOCK 0626
Legal Block	626
Legal Lot Number	4
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1028
Census Tract	10600

Owner

Source: Lauderdale County records · APN 24-02-10-1-005-036-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	740 PROSPECT ST, FLORENCE, AL 35630-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK FSB
Jul 07, 2020	Warranty Deed, Transfer · Conventional Mortgage WOLF FINANCIAL INC
Jul 07, 2020	Warranty Deed, Transfer · Conventional Mortgage WOLF FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2020 · Amount on Record
Deed Sale	Jul 07, 2020 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	0202032577
Deed Book / Page	2020 / 32577
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	740 PROSPECT ST, FLORENCE, AL 35630-3509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/29320
Date	Jul 17, 2019
Book Page	2019/29320

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 07, 2020
Property Address	740 PROSPECT ST, FLORENCE, AL 35630-3509
Document Number	2020/32577
Book / Page	2020 / 32577
Map Reference	MB 1 PG 110
Instrument Date	Jul 06, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 COUNTY ROAD 315, 214, FLORENCE, AL 35634-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 SHERROD AVE, FLORENCE, AL 35630-3411

Mortgage

Document Number	202032580
Date	Jul 07, 2020
Instrument	2020/32580

Lender

Name	WOLF FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 07, 2020
Property Address	740 PROSPECT ST, FLORENCE, AL 35630-3509
Document Number	2020/32577
Book / Page	2020 / 32577
Map Reference	MB 1 PG 110
Instrument Date	Jul 06, 2020
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 COUNTY ROAD 315, 214, FLORENCE, AL 35634-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 SHERROD AVE, FLORENCE, AL 35630-3411

Mortgage

Document Number	202032580
Date	Jul 07, 2020
Instrument	2020/32580

Lender

Name	WOLF FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (+7.51%) Homeowner's exemption	$22,060 (+6.98%)	$221,740 (+7.6%) Land $8,400 Building $213,340
2024	$945.00 (+12.77%) Homeowner's exemption	$20,620 (+3,121.88%) Land $700 Building $19,920	$206,080 (+11.95%) Land $6,900 Building $199,180
2023	$838.00 (+20.06%) Homeowner's exemption	$640 (-95.89%) Land $640	$184,080 (+18.23%) Land $6,300 Building $177,780
2022	$698.00 Homeowner's exemption	$15,580	$155,700 Land $6,900 Building $148,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Wood Avenue Historic District (Boundary Increase) listed 1996 · 60 contributing resources · NRIS 96000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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