Lauderdale County property record for 813 Prospect St, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,220 sqft · built 2010 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,827 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-02-10-1-002-076-000 |
| Primary APN | 24-02-10-1-002-076-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| 2nd Floor Area | 512 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 55376 |
|---|---|
| Street Address | 813 PROSPECT ST |
| City | FLORENCE |
| State | AL |
| Zip | 35630-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 50 X 150 CITY OF FLORENCE BLK 428 LOT 13 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | CITY OF FLORENCE BLOCK 0428 |
| Legal Block | 428 |
| Legal Lot Number | 13 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wood Avenue Historic District (Boundary Increase) listed 1996 · 60 contributing resources · NRIS 96000020 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
813 Prospect St is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 813 PROSPECT ST, FLORENCE, AL 35630-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 813 PROSPECT ST, FLORENCE, AL 35630-3510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/47189 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 2019/47189 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 813 Prospect St was $1,827, up 18.1% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,827.00 (+18.1%) | $37,300 (+0.38%) | $372,980 (+0.4%) Land $8,400 Building $364,580 |
| 2024 | $1,547.00 (-0.96%) Homeowner's exemption Senior Citizen's exemption | $37,160 (+5,706.25%) Land $700 Building $36,460 | $371,480 (+11.95%) Land $6,900 Building $364,580 |
| 2023 | $1,562.00 (+18.78%) Homeowner's exemption | $640 (-97.73%) Land $640 | $331,820 (+17.88%) Land $6,300 Building $325,520 |
| 2022 | $1,315.00 Homeowner's exemption | $28,160 | $281,500 Land $6,900 Building $274,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 813 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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