731 Prospect St, Florence, AL 35630 Property Records

Lauderdale County property record for 731 Prospect St, Florence, AL 35630 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1918
Square Footage1,124 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
Garage475 sqft
OccupancyOwner Occupied
Last Sale$199,000 (2023)
Tax Bill$481.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-02-10-1-005-042-000
Alternative APNs
  • 105080
  • 100748
  • 53607

Interior

Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,124 sqft Living Area
1st Floor1,124 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1918
Exterior MaterialAsbestos Exterior
Foundation TypeRetaining Wall Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,663 sqft (0.13 acres)
Depth X Width97 ft x 51 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area475 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemGravity Heating

Location & Zoning

Account Number105080
Street Address731 PROSPECT ST
CityFLORENCE
StateAL
Zip35630-3508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description51.64 X 130 IRR CITY OF FLORENCE PT OF BLK 382 .13 AC/C SEC 10 T3S R11W PB 1 PG 55
Legal Range11W
Legal Township03S
Legal Section10
Legal SubdivisionCITY OF FLORENCE BLOCK 0382
Legal Block382
JurisdictionLAUDERDALE AL
Minor Civil DivisionFLORENCE
Census Blockgroup1
Census Block1027
Census Tract10600

Owner

Source: Lauderdale County records · APN 24-02-10-1-005-042-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address731 PROSPECT ST, FLORENCE, AL 35630-3508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROGRESS BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Deed Doc Number0202331004
Deed Book / Page2023 / 31004
Record RefreshedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJul 31, 2023
Property Address731 PROSPECT ST, FLORENCE, AL 35630-3508
Document Number2023/31004
Book / Page2023 / 31004
Map ReferenceMB 2 PG 155
Instrument DateJul 24, 2023
Transaction TypeTransfer
Record UpdatedSep 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address104 RED BUCKEYE LOOP, LIBERTY HILL, TX 78642-4069

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 PROSPECT ST, FLORENCE, AL 35630-3508

Mortgage

Document Number0202331007
DateJul 31, 2023
Instrument2023/31007
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address731 PROSPECT ST, FLORENCE, AL 35630-3508
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/46463
DateOct 19, 2017
Book Page2017/46463
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$481.00 (+7.85%) Homeowner's exemption$11,140 (+6.91%)$112,220 (+7.88%) Land $7,000 Building $105,220
2024$446.00 (-50.99%) Homeowner's exemption$10,420 (+901.92%) Land $580 Building $9,840$104,020 (+11.92%) Land $5,800 Building $98,220
2023$910.00 (+18.03%)$1,040 (-93.39%) Land $1,040$92,940 (+18.09%) Land $5,200 Building $87,740
2022$771.00$15,740$78,700 Land $5,700 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Wood Avenue Historic District (Boundary Increase)
listed 1996 · 60 contributing resources · NRIS 96000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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