740 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 740 N Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,932 sqft · built 1990
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,200 (Jul 2024)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-133-006.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-133-006.000-008`
Alternative APN	`310603133006`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	51 sqft
Unfinished Basement	51 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	131 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603133006
Street Address	740 N WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP (EX WEDGE 10X132') LOT 31
Legal Subdivision	TOWN WATERLOO
Legal Lot Number	31
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2002
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	740 N WAYNE ST, WATERLOO, IN 46793-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	May 19, 2016
Deed Document Number	20243293
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0201501460
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 1, 2021
Property Address	740 N WAYNE ST, WATERLOO, IN 46793-9703
Document Number	0202103991
Instrument Date	May 28, 2021
Instrument	202103991
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 N WAYNE ST, WATERLOO, IN 46793-9703

Mortgage

Document Number	0202103992
Date	Jun 1, 2021
Instrument	202103992

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+15.5%)	$166,700 (+19.16%) Land $43,700 Building $123,000	$166,700 (+19.16%) Land $43,700 Building $123,000
2024	$1,303.00 (+16.34%)	$139,900 (+6.63%) Land $43,700 Building $96,200	$139,900 (+6.63%) Land $43,700 Building $96,200
2023	$1,120.00 (+43.96%)	$131,200 (+33.88%) Land $40,500 Building $90,700	$131,200 (+33.88%) Land $40,500 Building $90,700
2022	$778.00	$98,000 Land $19,200 Building $78,800	$98,000 Land $19,200 Building $78,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies, Watch TV.

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