735 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 735 N Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,245 sqft · built 1960
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Mar 2001)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-131-015.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-131-015.000-008`
Alternative APN	`310603131015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft
Basement Area	60 sqft
Unfinished Basement	60 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603131015
Street Address	735 N WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 4
Legal Lot Number	4
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2005
Census Tract	20200

Owner

Source: DeKalb County records · APN 17-06-03-131-015.000-008

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	735 N WAYNE ST, WATERLOO, IN 46793-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2001 · Amount on Record
Deed Sale	Mar 02, 2001 · Amount on Record
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Dec 27, 2021
Property Address	735 N WAYNE ST, WATERLOO, IN 46793-9703
Document Number	0202109472
Map Reference	PL 3 PG 23
Instrument Date	Dec 27, 2021
Instrument	202109472
Transaction Type	Transfer
Record Updated	Feb 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 N WAYNE ST, WATERLOO, IN 46793-9703

Mortgage

Document Number	0202109473
Date	Dec 27, 2021
Instrument	202109473

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (+239.58%)	$87,400 (+3.68%) Land $21,700 Building $65,700	$87,400 (+3.68%) Land $21,700 Building $65,700
2024	$518.00 (+19.91%)	$84,300 (+5.9%) Land $21,700 Building $62,600	$84,300 (+5.9%) Land $21,700 Building $62,600
2023	$432.00 (-2.26%)	$79,600 (+4.19%) Land $20,200 Building $59,400	$79,600 (+4.19%) Land $20,200 Building $59,400
2022	$442.00	$76,400 Land $19,000 Building $57,400	$76,400 Land $19,000 Building $57,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Air Wireless Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Defiance Holdings, Mercury Broadband.

Based on FCC filings for 54 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 2,242 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.