715 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 715 N Wayne St, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,704 sqft · built 1960
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Nov 2024)
Tax Bill$935 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-06-03-131-018.000-008

Property Details

APN / Parcel Number

Primary APN17-06-03-131-018.000-008
Alternative APN
  • 310603131018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area2,056 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area5,184 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number310603131018
Street Address715 N WAYNE ST
CityWATERLOO
StateIN
Zip46793-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOP S 40 FT. LOT 3
Legal SubdivisionTOWN OF UNIONTOWN
Legal Lot Number3
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group2
Census Block2005
Census Tract20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address715 N WAYNE ST, WATERLOO, IN 46793-9703
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Deed Document Number20245469
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address715 N WAYNE ST, WATERLOO, IN 46793-9703
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202502688
DateJun 3, 2025
Instrument202502688
Lender
NameTHE HELOC COMPANY LLC
TypeNon-Lending Institution
Address8403 COLESVILLE RD STE 1100, SILVER SPRING, MD 20910
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 23, 2050
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
MunicipalityWaterloo Town
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$935.00 (+33.19%)$98,300 (+1.03%) Land $14,500 Building $83,800$98,300 (+1.03%) Land $14,500 Building $83,800
2024$702.00 (-65.07%)$97,300 (+5.65%) Land $14,500 Building $82,800$97,300 (+5.65%) Land $14,500 Building $82,800
2023$2,010.00 (+17.54%)$92,100 (+15.41%) Land $13,400 Building $78,700$92,100 (+15.41%) Land $13,400 Building $78,700
2022$1,710.00$79,800 Land $12,700 Building $67,100$79,800 Land $12,700 Building $67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 2,242 people · EPA ID IN5217007
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lakeland Internet
Fixed Wireless
100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies, Watch TV.

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