740 Highland Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 740 Highland Dr, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,148 sqft · built 1990
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (May 2026)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-300-0033-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-300-0033-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,148 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	175 ft deep x 90 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 HIGHLAND DR
City	SAINT CLAIR
State	MI
Zip	48079-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 33 THE HIGHLANDS ACCORDING TO THE PLAT RECORDED INLIBER 89 OF PLATS PGS 1 & 2 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	THE HIGHLANDS
Legal Lot Number	33
Legal Unit	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7004
Census Tract	642000

Owner

740 Highland Dr is owned and occupied by an individual who bought it in May 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	45228 NORTHPORT DR, 6111, MACOMB, MI 48044-5304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 28, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 5, 2026	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jul 27, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	20269093
Deed Book / Page	5920 / 994
Prior Transfer Date	Jan 28, 2014
Prior Transfer Doc	0044980043
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Mortgage

Document Number	0005387932
Date	Jul 2, 2021
Book Page	5387/932
Instrument	2021019402

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Mortgage

Document Number	0005668143
Date	Nov 2, 2023
Book Page	5668/143
Instrument	2023019571

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Aug 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Mortgage

Document Number	0005716199
Date	May 28, 2024
Book Page	5716/199
Instrument	2024009452

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Aug 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 5, 2026
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0000009093
Book / Page	5920 / 994
Instrument Date	Apr 10, 2026
Instrument	2026.9093
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$278,381.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 15, 2026
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0000007929
Book / Page	5915 / 990
Instrument Date	Apr 10, 2026
Instrument	20267929
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000007929,
Date	Apr 15, 2026
Book Page	5915/990
Instrument	20267929

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 27, 2021
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0000539978
Book / Page	5399 / 78
Map Reference	LB 89 PG 1&2
Instrument Date	Jul 7, 2021
Instrument	2021021643
Transaction Type	Transfer
Record Updated	Jul 26, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 ROOSEVELT ST, KIMBALL, MI 48074-3326

Mortgage

Document Number	2021020706
Date	Jul 27, 2021
Instrument	2021020706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0005394990
Date	Jul 19, 2021
Book Page	5394/990
Instrument	2021020706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2017
Property Address	740 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0048910357
Book / Page	004891 / 000357
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	MARITIME TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17759 W VERDIN RD GOODYEAR AZ 853387660, GOODYEAR, AZ 85338-7660

Mortgage

Document Number	48910359
Date	Nov 16, 2017
Book Page	004891/000359

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 740 Highland Dr was $6,199 with a homeowner's exemption, up 3.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (+0.59%)	$372,400
2025	$6,199.00 (+3.49%) Homeowner's exemption	$185,100
2024	$5,990.00		$370,200
2023		$152,900
2022	$5,554.00		$305,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 740 Highland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Highland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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