731 Highland Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 731 Highland Dr, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,415 sqft · built 1989
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Last Sale	$317,500 (Jun 2020)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-300-0028-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-300-0028-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,415 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	731 HIGHLAND DR
City	SAINT CLAIR
State	MI
Zip	48079-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 28 THE HIGHLANDS ACCORDING TO THE PLAT RECORDED INLIBER 89 OF PLATS PGS 1 & 2 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	THE HIGHLANDS
Legal Lot Number	28
Legal Unit	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7007
Census Tract	642000

Owner

731 Highland Dr is owned and occupied by an individual who acquired it in July 2020.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	731 HIGHLAND DR, SAINT CLAIR, MI 48079-4235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2020	Quit Claim Deed, Transfer ASK SERVICES INC, ASK SVCS INC
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MIMUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Deed Document Number	202014584
Deed Book / Page	5205 / 848
Last Transfer Date	Jul 12, 2020
Transfer Doc	0005256402
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	731 HIGHLAND DR, SAINT CLAIR, MI 48079-4235
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 HIGHLAND DR, SAINT CLAIR, MI 48079-4235

Mortgage

Document Number	0005460832
Date	Dec 8, 2021
Book Page	5460/832
Instrument	2021034489

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 15, 2020
Property Address	731 HIGHLAND DR, SAINT CLAIR, MI 48079-4235
Document Number	0052560402
Book / Page	005256 / 000402
Instrument Date	Jul 12, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 HIGHLAND DR ST CLAIR MI 480794235, ST CLAIR, MI 48079-4235

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 29, 2020
Property Address	731 HIGHLAND DR, SAINT CLAIR, MI 48079-4235
Document Number	0052050848
Book / Page	005205 / 000848
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,731.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18368 PIERRE DR CLINTON TOWNSHIP MI 480381258, CLINTON TOWNSHIP, MI 48038-1258

Mortgage

Document Number	52060227
Date	Jun 29, 2020
Book Page	005206/000227

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,200 (+1.61%)	$390,400 (+1.61%)
2025	$5,666.00 (+3.55%) Homeowner's exemption	$192,100 (+32.76%)
2024	$5,472.00 (+7.87%)		$384,200 (+32.76%)
2023		$144,700
2022	$5,073.00		$289,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 731 Highland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Highland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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