734 Highland Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 734 Highland Dr, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,468 sqft · built 1989
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Nov 2025)
Tax Bill	$5,017 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-300-0034-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-300-0034-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,468 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	17,119 sqft (0.393 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	734 HIGHLAND DR
City	SAINT CLAIR
State	MI
Zip	48079-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 34 THE HIGHLANDS ACCORDING TO THE PLAT RECORDED INLIBER 89 OF PLATS PGS 1 & 2 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	THE HIGHLANDS
Legal Lot Number	34
Legal Unit	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7004
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 S 9TH ST, SAINT CLAIR, MI 48079-5059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FPMC REALTY LC
Nov 6, 2025	Warranty Deed, Transfer LIBERTY TITLE
Jan 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Deed Document Number	202521305
Deed Book / Page	5868 / 565
Prior Transfer Date	Jan 3, 2023
Prior Transfer Doc	0005592219
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 4, 2026
Property Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0000009005
Book / Page	5920 / 623
Instrument Date	Apr 27, 2026
Instrument	20269005
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Mortgage

Document Number	0000009005,
Date	May 4, 2026
Book Page	5920/623
Instrument	20269005

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 S 9TH ST, SAINT CLAIR, MI 48079-5059

Mortgage

Document Number	0005856462
Date	Sep 30, 2025
Book Page	5856/462
Instrument	2025018583

Lender

Name	FPMC REALTY LC
Type	Private Party
Address	911 MILITARY ST, PORT HURON, MI 48060

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 6, 2025
Property Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0005868565
Book / Page	5868 / 565
Map Reference	LB 89 PG 1-2
Instrument Date	Sep 23, 2025
Instrument	2025021305
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 S 9TH ST, SAINT CLAIR, MI 48079-5059

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 17, 2023
Property Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234
Document Number	0005592219
Book / Page	5592 / 219
Map Reference	LB 89 PG 1&2
Instrument Date	Jan 3, 2023
Instrument	2023000788
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 HIGHLAND DR, SAINT CLAIR, MI 48079-4234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21321 CANTERBURY AVE, GROSSE ILE, MI 48138-1113

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,200 (+0.9%)	$404,400 (+0.9%)
2025	$5,017.00 (+3.68%) Homeowner's exemption	$200,400 (+25.8%)
2024	$4,839.00 (+7.89%)		$400,800 (+25.8%)
2023		$159,300
2022	$4,485.00		$318,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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