740 Front St, Lovingston, VA 22949 Property Records

Nelson County property record for 740 Front St, Lovingston, VA 22949 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	5,603 sqft Finished Area
Lot Size	28,470 sqft (0.654 acres)
Last Sale	$175,000 (2025)
Tax Bill	$953.00 (2026)

Owner

Source: Nelson County records · APN 58B 3 22A

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 PONTON LN, LOVINGSTON, VA 22949-2413
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Doing Business As (DBA)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Deed Doc Number	202586
Deed Book / Page	48
Record Refreshed	Sep 20, 2026

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jan 16, 2025
Property Address	740 FRONT ST, LOVINGSTON, VA 22949
Document Number	0202500086
Instrument Date	Jan 16, 2025
Instrument	202500086
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 FRONT ST, LOVINGSTON, VA 22949

Mortgage

Document Number	0202500087
Date	Jan 16, 2025
Instrument	202500087

Lender

Name	JOE LEE MCCLELLAN INC

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$953.00 (+103.63%)	$70,800 (-1.67%) Land $30,500 Building $40,300	$70,800 (-1.67%) Land $30,500 Building $40,300
2025		$72,000 (-) Land $37,000 Building $35,000	$72,000 (-) Land $37,000 Building $35,000
2023	$468.00	$72,000 Land $37,000 Building $35,000	$72,000 Land $37,000 Building $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (51125C), updated August 4, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`58B 3 22A`
Alternative APN	`07767`

Interior

Full Baths	1 Baths
Partial Baths	2 Partial Baths
Building Area	5,603 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	28,470 sqft (0.654 acres)
Depth X Width	228 ft x 120 ft Depth x Width
Storage Building	Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	07767
Street Address	740 FRONT ST
City	LOVINGSTON
State	VA
Zip	22949
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PARSONAGE & GAR-FRONT ST LOTS COMBINED 22A & 23 DB 119/022
Legal Subdivision	PARSONAGE & GAR-FRONT ST
Legal Lot Number	22A-23
Jurisdiction	NELSON VA
Minor Civil Division	EAST
Census Blockgroup	2
Census Block	2048
Census Tract	950102