711 Front St, Lovingston, VA 22949 Property Records

Nelson County property record for 711 Front St, Lovingston, VA 22949

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,496 sqft · built 1925
Lot Size0.93 acres (40,511 sqft)
OwnerIndividual Name on File
Tax Bill$1,835 (2026)
Deeds & MortgagesAug 2022 Refinance
Flood ZoneZone AE (high risk)
APN58B 3 27

Property Details

APN / Parcel Number

Primary APN58B 3 27
Alternative APN
  • 05445

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,496 sqft Finished Area
Basement Area928 sqft
Unfinished Basement928 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,511 sqft (0.93 acres)
Lot Dimensions228 ft deep x 192 ft wide

Exterior Amenities

PorchSlab
Porch Area150 sqft
Shed1 Shed
CabinCabin

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Account Number05445
Street Address711 FRONT ST
CityLOVINGSTON
StateVA
Zip22949-2354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTC
Legal DescriptionLOTS 27 & 28 LOVINGSTON 010001855
Legal Lot Number27-28
JurisdictionNELSON VA
Township / Civil DivisionEAST
Census Block Group2
Census Block2029
Census Tract950102

Owner

711 Front St, a single family home, is owned by an individual.

Source: Nelson County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 485, LOVINGSTON, VA 22949-0485
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON VA
Property Address711 FRONT ST, LOVINGSTON, VA 22949-2354
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202202224
DateAug 26, 2022
Instrument202202224
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 711 Front St was $1,835.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyNelson County
Unified School DistrictNelson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,835.00$327,700 (+20.74%) Land $46,100 Building $281,600$327,700 (+20.74%) Land $46,100 Building $281,600
2025$271,400 Land $38,400 Building $233,000$271,400 Land $38,400 Building $233,000
2023$1,764.00$271,400 Land $38,400 Building $233,000$271,400 Land $38,400 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 711 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 Front St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Nelson County Cablevision
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: RiverStreet Networks.

Nearby Properties on Front St

Nearby Streets

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