Nelson County property record for 770 Front St, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,063 sqft · built 1950 |
| Lot Size | 0.709 acres (30,894 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,730 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 58B A 17 |
| Primary APN | 58B A 17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,063 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 30,894 sqft (0.709 acres) |
| Lot Dimensions | 210 ft deep x 110 ft wide |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 03461 |
|---|---|
| Street Address | 770 FRONT ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LOVINGSTON |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 950102 |
Source: Nelson County records · APN 58B A 17
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 302, LOVINGSTON, VA 22949-0302 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 770 FRONT ST, LOVINGSTON, VA 22949 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202104404 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 202104404 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
Source: Nelson County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,730.00 (+1.23%) | $309,000 (+17.49%) Land $34,300 Building $274,700 | $309,000 (+17.49%) Land $34,300 Building $274,700 |
| 2025 | $263,000 (-) Land $28,600 Building $234,400 | $263,000 (-) Land $28,600 Building $234,400 | |
| 2023 | $1,709.00 | $263,000 Land $28,600 Building $234,400 | $263,000 Land $28,600 Building $234,400 |
Source: FEMA National Flood Hazard Layer as of August 4, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
| Nelson County Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wilkes Telephone Membership.
Based on FCC filings for 89 locations within half a mile of this property.
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