740 E 23rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 740 E 23rd St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 1950
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jan 2024)
Tax Bill	$6,179 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0150-313-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0150-313-12-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	384 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	740 E 23RD ST
City	SAN BERNARDINO
State	CA
Zip	92404-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3464 LOT 6 SEGAR SUB
Legal Subdivision	SEGAR
Legal Tract	3464
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3008
Census Tract	6201

Owner

740 E 23rd St is owned and occupied by an individual who bought it in January 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Jan 5, 2024	Grant Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP
Apr 26, 2021	Grant Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 27, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FIRST FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	20245403
Prior Transfer Date	Mar 23, 2015
Prior Transfer Doc	0000153281
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059

Mortgage

Document Number	0000234178
Date	Sep 29, 2025
Instrument	2025-0234178

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 5, 2024
Property Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000005403
Map Reference	MB 46 PG 5
Instrument Date	Dec 6, 2023
Instrument	2024-0005403
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059

Mortgage

Document Number	0000005404
Date	Jan 5, 2024
Instrument	2024-0005404

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 26, 2021
Property Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000193166
Map Reference	MB 46 PG 5
Instrument Date	Apr 22, 2021
Instrument	2021-0193166
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 N KENMORE AVE APT 1C, 1C, LOS ANGELES, CA 90027-5281

Mortgage

Document Number	0000193167
Date	Apr 26, 2021
Instrument	2021-0193167

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	740 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273116
Date	Jul 27, 2018
Instrument	2018-0273116

Lender

Name	THE FIRST FINANCIAL FCU
Type	Credit Union
Address	WEST COVINA, CA 91790

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 15, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 740 E 23rd St was $6,179 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,392 (+2%) Land $149,818 Building $349,574
2025	$6,179.00 Homeowner's exemption	$489,600 Land $146,880 Building $342,720
2023	$5,056.00 (-0.22%) Homeowner's exemption	$395,352 Land $114,444 Building $280,908
2022	$5,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 740 E 23rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 740 E 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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