720 E 23rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 720 E 23rd St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1951
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2026)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`0150-313-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0150-313-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Other
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 E 23RD ST
City	SAN BERNARDINO
State	CA
Zip	92404-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3464 LOT 3 SEGAR SUB
Legal Subdivision	SEGAR SUBDIVISION
Legal Tract	3464
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3008
Census Tract	6201

Owner

720 E 23rd St is owned and occupied by two individuals who bought it in July 2026.

Source: San Bernardino County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 4, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 14, 2023	Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage YELLOW LETTER HQ 401 K PSP
Apr 14, 2023	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 6, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Jun 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Oct 4, 2023 · Amount on File
Deed Document Number	2026182179
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	0000088073
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 15, 2026
Property Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000182179
Instrument Date	Jun 23, 2026
Instrument	2026182179
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000182180,
Date	Jul 15, 2026
Instrument	2026182180

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000182181,
Date	Jul 15, 2026
Instrument	2026182181

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 4, 2023
Property Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000245119
Map Reference	MB 46 PG 5
Instrument Date	Sep 12, 2023
Instrument	2023-0245119
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059

Mortgage

Document Number	0000245120
Date	Oct 4, 2023
Instrument	2023-0245120

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 14, 2023
Property Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000088073
Map Reference	MB 46 PG 5
Instrument Date	Apr 6, 2023
Instrument	2023-0088073
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2575, RUNNING SPRINGS, CA 92382-2575
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088075
Date	Apr 14, 2023
Instrument	2023-0088075

Lender

Name	YELLOW LETTER HQ 401 K PSP
Type	Non-Lending Institution
Address	CHULA VISTA, CA 91910

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 14, 2023
Property Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000088074
Map Reference	MB 46 PG 5
Instrument Date	Apr 5, 2023
Instrument	2023-0088074
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31938 TEMECULA PKWY # 362, 362, TEMECULA, CA 92592-6810
Investor	Possibly a Property Investor

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 6, 2019
Property Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000184952
Instrument Date	May 14, 2019
Instrument	184952
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2575 RUNNING SPRINGS CA 923822575, RUNNING SPRINGS, CA 92382-2575

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 3, 2019
Property Address	720 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Document Number	0000178274
Instrument Date	May 10, 2019
Instrument	178274
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2575 RUNNING SPRINGS CA 923822575, RUNNING SPRINGS, CA 92382-2575

Tax Assessment & Valuation

The 2025 property tax bill for 720 E 23rd St was $5,886.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,180 (+2%) Land $140,454 Building $327,726
2025	$5,886.00	$459,000 Land $137,700 Building $321,300
2023	$2,213.00 (-0.09%)	$165,015 Land $49,015 Building $116,000
2022	$2,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 E 23rd St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 E 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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