748 E 23rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 748 E 23rd St, San Bernardino, CA 92404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,679 sqft · built 1953
Lot Size0.225 acres (9,800 sqft)
OwnerCompany Name on File
Tax Bill$2,438 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN0150-313-11-0000

Property Details

APN / Parcel Number

Primary APN0150-313-11-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,679 sqft Living Area
Gross Area2,079 sqft
1st Floor Area1,679 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area130 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address748 E 23RD ST
CitySAN BERNARDINO
StateCA
Zip92404-4059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3464 LOT 7 SEGAR SUB
Legal SubdivisionSEGAR
Legal Tract3464
Legal Block3
Legal Lot Number7
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3008
Census Tract6201

Owner

748 E 23rd St is owned by a company that acquired it in May 2015 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address748 E 23RD ST, SAN BERNARDINO, CA 92404-4059
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 5, 2015
Transfer Doc0000259116
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address748 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 E 23RD ST, SAN BERNARDINO, CA 92404-4059

Mortgage

Document Number0000018886
DateJan 14, 2022
Instrument2022-0018886
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term305 Months
DueJun 1, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address748 E 23RD ST, SAN BERNARDINO, CA 92404-4059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySPL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047936
DateFeb 1, 2017
Instrument2017-0047936
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 748 E 23rd St was $2,438 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$192,018 (+2%) Land $39,233 Building $152,785
2025$2,438.00 Homeowner's exemption$188,253 Land $38,464 Building $149,789
2023$2,323.00 (-0.04%) Homeowner's exemption$180,944 Land $36,971 Building $143,973
2022$2,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 748 E 23rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 748 E 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on E 23rd St

Nearby Streets

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