74 Willow Creek Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 74 Willow Creek Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$470,565 (Jul 2022)
Tax Bill	$9,931 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027451-0360`

Property Details

APN / Parcel Number

Primary APN	`027451-0360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,557 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	2,557 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	74 WILLOW CREEK CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103/52-55 GRAND OAKS PHASE 1B LOT 36 OR5594/838 & 5644/440(Q/C) &5661/1679(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	35
Legal Subdivision	GRAND OAKS PHASE 1B
Legal Phase	1B
Legal Block	1
Legal Lot Number	36
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

74 Willow Creek Ct is owned by a company that acquired it in October 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	11045 TURRET DR, SAN DIEGO, CA 92131-1314
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Nov 7, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Deed Document Number	202267549
Deed Book / Page	5594 / 838
Last Transfer Date	Oct 28, 2022
Transfer Doc	0056611679
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	74 WILLOW CREEK CT, SAINT AUGUSTINE, FL 32092-5438
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 TURRET DR, SAN DIEGO, CA 92131-1314

Mortgage

Document Number	0055940839
Date	Jul 11, 2022
Book Page	5594/839
Instrument	2022067550

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.52%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 7, 2022
Property Address	74 WILLOW CREEK CT, SAINT AUGUSTINE, FL 32092-5438
Document Number	0056611679
Book / Page	5661 / 1679
Map Reference	MB 103 PG 52-55
Instrument Date	Oct 28, 2022
Instrument	2022103143
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11045 TURRET DR, SAN DIEGO, CA 92131-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 TURRET DR, SAN DIEGO, CA 92131-1314

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 6, 2022
Property Address	74 WILLOW CREEK CT, SAINT AUGUSTINE, FL 32092-5438
Document Number	0056440440
Book / Page	5644 / 440
Map Reference	MB 103 PG 52-55
Instrument Date	Sep 29, 2022
Instrument	2022093592
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11045 TURRET DR, SAN DIEGO, CA 92131-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 TURRET DR, SAN DIEGO, CA 92131-1314

Mortgage

Document Number	0005644441
Date	Oct 6, 2022
Instrument	5644/441

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 74 Willow Creek Ct was $9,931, up 2.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,220 (-3.39%) Land $110,000 Building $317,220	$427,220 (-3.39%) Land $110,000 Building $317,220
2025	$9,931.00 (+2.38%)	$442,195 (-4.46%)	$442,195 (-4.46%) Land $95,000 Building $347,195
2024	$9,700.00 (+6.9%)	$462,842 (+9.2%)	$462,842 (+9.2%) Land $95,000 Building $367,842
2023	$9,074.00 (+122.4%)	$423,842 (+656.86%)	$423,842 (+656.86%) Land $56,000 Building $367,842
2022	$4,080.00	$56,000	$56,000 Land $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Willow Creek Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Willow Creek Ct is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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