Bergen County and Waldwick Borough property record for 74 W Saddle River Rd, Waldwick, NJ 07463
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2,149 sqft · built 1949 |
| Lot Size | 0.182 acres (7,944 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Dec 2024) |
| Tax Bill | $12,484 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00072-02-00001 |
| Primary APN | 64-00072-02-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,149 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,944 sqft (0.182 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 6400072B00001 |
|---|---|
| Street Address | 74 W SADDLE RIVER RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2436 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | 70XIRR 3LT DISABLED VETERAN |
| Legal Subdivision | HIGHLANDS PROP/FLEETWING ESTAT |
| Legal Block | 72.02 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 56100 |
74 W Saddle River Rd is owned by two individuals who bought it in December 2024.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 19, 2022 | Deed of Trust, Mortgage VISIONS FCU |
| Dec 2, 2024 | Deed, Transfer · VA Mortgage PENTAGON FCU |
| Apr 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Apr 13, 2018 | Deed, Transfer |
| Jul 5, 2017 | Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on File |
| Deed Sale | Dec 2, 2024 · Amount on File |
| Prior Sale | Apr 13, 2018 · Amount on File |
| Deed Document Number | 202471515 |
| Deed Book / Page | 5375 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0046150331 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 4615/331 |
| Instrument | 2022030415 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0048110758 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 4811/758 |
| Instrument | 2022092209 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Rate | 4.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 2, 2024 |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0053750459 |
| Book / Page | 5375 / 459 |
| Instrument Date | Dec 2, 2024 |
| Instrument | 2024071515 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 DRUID OAK DR # 105, 105, LITTLE RIVER, SC 29566-8790 |
| Name | Verified Name |
|---|---|
| Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 2024071516 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 2024071516 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0035790384 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 74 W SADDLE RIVER RD WALDWICK NJ 074632436, WALDWICK, NJ 07463-2436 |
| Document Number | 0035790384 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 003579/000384 |
| Instrument | 20042284 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0032591657 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 74 W SADDLE RIVER RD WALDWICK NJ 074632436, WALDWICK, NJ 07463-2436 |
| Document Number | 0032591657 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 003259/001657 |
| Instrument | 35245 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 13, 2018 |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0029091812 |
| Book / Page | 2909 / 1812 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 00018-025302 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HARRISON AVE, WALDWICK, NJ 07463-1818 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 5, 2017 |
| Property Address | 74 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0026570029 |
| Book / Page | 002657 / 000029 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $317.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806 |
| Investor | Possibly a Property Investor |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,100 (-) Land $314,100 Building $319,000 | $633,100 (-) Land $314,100 Building $319,000 | |
| 2025 | $633,100 Land $314,100 Building $319,000 | $633,100 Land $314,100 Building $319,000 | |
| 2024 | $12,484.00 | ||
| 2023 | $417,200 Land $258,600 Building $158,600 | $417,200 Land $258,600 Building $158,600 | |
| 2022 | $11,881.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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