Bergen County and Waldwick Borough property record for 65 W Saddle River Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,635 sqft · built 1949 |
| Lot Size | 0.172 acres (7,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Oct 2025) |
| Tax Bill | $11,975 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-07-00004 |
| Primary APN | 64-00073-07-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,635 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 7,475 sqft (0.172 acres) |
| Account Number | 001633 |
|---|---|
| Street Address | 65 W SADDLE RIVER RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70XIRR 3LT |
| Legal Block | 73.07 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 56100 |
65 W Saddle River Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 W SADDLE RIVER RD, WALDWICK, NJ 07463-2434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2025 | Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Feb 24, 2003 · Amount on File |
| Deed Document Number | 202570844 |
| Deed Book / Page | 5624 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 28, 2026 |
| Property Address | 65 W SADDLE RIVER RD, WALDWICK, NJ 07463-2434 |
| Document Number | 0000051993 |
| Book / Page | 5860 / 1152 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202651993 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 65 W SADDLE RIVER RD, WALDWICK, NJ 07463-2434 |
| Document Number | 0000051993, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 5860/1152 |
| Instrument | 202651993 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 17, 2025 |
| Property Address | 65 W SADDLE RIVER RD, WALDWICK, NJ 07463-2434 |
| Document Number | 0056240148 |
| Book / Page | 5624 / 148 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025070844 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,094.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12360 SW MISTY MEADOW LN, PORT SAINT LUCIE, FL 34987-3080 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 W SADDLE RIVER RD, WALDWICK, NJ 07463-2434 |
The 2025 property tax bill for 65 W Saddle River Rd was $11,975, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,500 (+7.03%) Land $318,700 Building $239,800 | $558,500 (+7.03%) Land $318,700 Building $239,800 | |
| 2025 | $11,975.00 (+3.66%) | $521,800 Land $318,700 Building $203,100 | $521,800 Land $318,700 Building $203,100 |
| 2024 | $11,552.00 | ||
| 2023 | $357,400 Land $262,500 Building $94,900 | $357,400 Land $262,500 Building $94,900 | |
| 2022 | $10,178.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 65 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 W Saddle River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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