Bergen County and Waldwick Borough property record for 72 W Saddle River Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,012 sqft · built 1949 |
| Lot Size | 0.144 acres (6,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $772,000 (May 2026) |
| Tax Bill | $13,786 (2025) |
| Deeds & Mortgages | May 2026 Sale Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00072-02-00002 |
| Primary APN | 64-00072-02-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,012 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,291 sqft (0.144 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400072B00002 |
|---|---|
| Street Address | 72 W SADDLE RIVER RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62XIRR 3LT |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 72.02 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 56100 |
72 W Saddle River Rd is owned and occupied by an individual who bought it in May 2026.
Source: Bergen County and Waldwick Borough records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | Sep 1, 2004 · Amount on File |
| Deed Document Number | 202633849 |
| Deed Book / Page | 5801 / 1847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 20, 2026 |
| Property Address | 72 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Number | 0000033849 |
| Book / Page | 5801 / 1847 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202633849 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $77,972.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 72 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047341481 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 4734/1481 |
| Instrument | 2022068205 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 72 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0044010087 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 4401/87 |
| Instrument | 2021152698 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Apr 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 72 W SADDLE RIVER RD, WALDWICK, NJ 07463-2436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034580078 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 3458/78 |
| Instrument | 2020002322 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 72 W Saddle River Rd was $13,786, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,700 (-) Land $324,500 Building $276,200 | $600,700 (-) Land $324,500 Building $276,200 | |
| 2025 | $13,786.00 (+3.65%) | $600,700 Land $324,500 Building $276,200 | $600,700 Land $324,500 Building $276,200 |
| 2024 | $13,300.00 | ||
| 2023 | $443,600 Land $267,200 Building $176,400 | $443,600 Land $267,200 Building $176,400 | |
| 2022 | $12,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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