74 Spruce St, Warwick, RI 02886 Property Records

Warwick City property record for 74 Spruce St, Warwick, RI 02886 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Colonial
Year Built	Built 1875
Square Footage	1,498 sqft Living Area
Lot Size	2,500 sqft (0.057 acres)
Occupancy	Owner Occupied
Tax Bill	$3,227.00 (2025)

Owner

Source: Warwick City records · APN 24502650000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	74 SPRUCE ST, WARWICK, RI 02886-4608
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	74 SPRUCE ST, WARWICK, RI 02886-4608
Document Number	8744-206
Book / Page	008744 / 000206
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8744-206
Date	Jan 18, 2017
Book Page	008744/000206
Instrument	701

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2037

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+12.32%)	$254,100 (+25.48%) Land $96,600 Building $157,500
2024			$366,320
2023	$2,873.00 (+0.52%)	$202,500 (+32.7%) Land $83,800 Building $118,700
2022	$2,858.00	$152,600 Land $63,200 Building $89,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`24502650000`
Alternative APNs	`WARW M:245 B:0265 L:0000` `700000991`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,498 sqft Living Area
Gross Area	3,118 sqft Gross Area
1st Floor	798 sqft 1st Floor
Attic Area	700 sqft Attic
Attic	1 Attic
Basement Area	768 sqft Basement
Unfinished Basement	768 sqft Unfinished
Game Room	Game Room
Stories	2 Stories

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,500 sqft (0.057 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	700000991
Street Address	74 SPRUCE ST
City	WARWICK
State	RI
Zip	02886-4608
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	265
Jurisdiction	WARWICK RI
Minor Civil Division	WARWICK
Census Blockgroup	2
Census Block	2025
Census Tract	22000