48 Spruce St, Warwick, RI 02886 Property Records

Warwick City property record for 48 Spruce St, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,792 sqft · built 1905
Lot Size0.184 acres (8,000 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (May 2012)
Tax Bill$4,003 (2025)
Deeds & MortgagesMar 2022 Sale
Flood ZoneZone X (minimal risk)
APN24502700000

Property Details

APN / Parcel Number

Primary APN24502700000
Alternative APNs
  • WARW M:245 B:0270 L:0000
  • 137610

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area3,288 sqft
1st Floor Area1,036 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number137610
Street Address48 SPRUCE ST
CityWARWICK
StateRI
Zip02886-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block270
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2025
Census Tract22000

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address121 PLEASANT ST, WARWICK, RI 02886-4609
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2012 · Amount on Record
Deed SaleMay 18, 2012 · Amount on Record
Deed Book / Page7703 / 82
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionWARWICK RI
Recording DateMar 1, 2022
Property Address48 SPRUCE ST, WARWICK, RI 02886-4608
Document Number0010089-49
Book / Page10089 / 49
Instrument DateFeb 23, 2022
Instrument3216
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 POND VIEW DR, WARWICK, RI 02886-2950

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,003.00 (+8.34%)$315,200 (+21.04%) Land $111,200 Building $204,000
2024$387,220
2023$3,695.00 (+5.33%)$260,400 (+39.03%) Land $99,100 Building $161,300
2022$3,508.00$187,300 Land $64,600 Building $122,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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