74 Sanders Ranch Rd, Moraga, CA 94556 Property Records

Contra Costa County property record for 74 Sanders Ranch Rd, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,889 sqft · built 1989
Lot Size	0.51 acres (22,200 sqft)
Owner	2 Trust Names on File
Last Sale	$620,000 (May 1997)
Tax Bill	$12,967 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-691-006-5`

Property Details

APN / Parcel Number

Primary APN	`258-691-006-5`
Alternative APN	`258-691-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,889 sqft Living Area
1st Floor Area	2,541 sqft
2nd Floor Area	348 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Cluster
Lot Area	22,200 sqft (0.51 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	74 SANDERS RANCH RD
City	MORAGA
State	CA
Zip	94556-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6291 L11
Legal Subdivision	SUBDIVISION 6291
Legal Tract	6291
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	352102

Owner

74 Sanders Ranch Rd is owner-occupied and held in a trust since August 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	74 SANDERS RANCH RD, MORAGA, CA 94556-2806
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 1997 · Amount on File
Deed Sale	May 16, 1997 · Amount on File
Deed Document Number	199782338
Last Transfer Date	Aug 20, 2020
Transfer Doc	0000203112
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	74 SANDERS RANCH RD, MORAGA, CA 94556-2806
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094624
Date	Jun 14, 2018
Instrument	2018-094624

Lender

Name	UMPQUA BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	74 SANDERS RANCH RD, MORAGA, CA 94556-2806
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042378
Date	Mar 5, 2020
Instrument	2020-042378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2020
Property Address	74 SANDERS RANCH RD, MORAGA, CA 94556-2806
Document Number	0000203112
Instrument Date	Aug 20, 2020
Instrument	203112
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	74 SANDERS RANCH RD MORAGA CA 945562806, MORAGA, CA 94556-2806

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2020
Property Address	74 SANDERS RANCH RD, MORAGA, CA 94556-2806
Document Number	0000203110
Map Reference	MB 289 PG 33
Instrument Date	Aug 20, 2020
Instrument	2020-203110
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	74 SANDERS RANCH RD, MORAGA, CA 94556-2806

Mortgage

Document Number	0000203111
Date	Sep 14, 2020
Instrument	2020-203111

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 74 Sanders Ranch Rd was $12,967 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,029,970 (+2%) Land $475,114 Building $554,856
2025	$12,967.00 Homeowner's exemption	$1,009,776 Land $465,799 Building $543,977
2023	$12,265.00 (+1.57%) Homeowner's exemption	$970,566 Land $447,712 Building $522,854
2022	$12,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 Sanders Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Sanders Ranch Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sanders Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures