74 River St, #76, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 74 River St, #76, Arlington, MA 02474

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,672 sqft · built 1919
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$107,250 (Aug 1995)
Tax Bill	$12,866 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`28428`

Property Details

APN / Parcel Number

Primary APN	`28428`
Alternative APN	`ARLI M:041.0 B:0005 L:0010`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	5,570 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	28428
Street Address	74 RIVER ST, 76
City	ARLINGTON
State	MA
Zip	02474-3542
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	5
Legal Lot Number	10
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	4
Census Block	4002
Census Tract	356300

Owner

74 River St, #76 is owned by two individuals who bought it in August 1995.

Source: Middlesex County and Arlington Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 RIVER ST, ARLINGTON, MA 02474-3542
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1995 · Amount on File
Deed Sale	Aug 31, 1995 · Amount on File
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	74-76 RIVER ST, ARLINGTON, MA 02474
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080695-519
Date	Sep 12, 2022
Book Page	80695/519
Instrument	138519

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	74-76 RIVER ST, ARLINGTON, MA 02474
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079772-320
Date	Mar 4, 2022
Book Page	79772/320
Instrument	33557

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 74 River St, #76 was $12,866, up 8.3% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,866.00 (+8.35%)	$1,194,600 (+6.54%) Land $586,600 Building $608,000
2024	$11,875.00 (-0.98%)	$1,121,300 (+4.81%) Land $558,400 Building $562,900
2023	$11,992.00	$1,069,800 Land $468,100 Building $601,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 River St, #76 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 River St, #76 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures