Franklin County property record for 74 Pine Bluff Rd, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,309 sqft · built 2019 |
| Lot Size | 0.723 acres (31,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,500 (Aug 2026) |
| Tax Bill | $1,743 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026054B A 00400 |
| Primary APN | 026054B A 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,309 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,500 sqft (0.723 acres) |
| Lot Dimensions | 350 ft deep x 90 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 426 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 269 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 74 PINE BLUFF RD |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WHISPERING PINES |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960201 |
Source: Franklin County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 PINE BLUFF RD, WINCHESTER, TN 37398-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2020 · Amount on Record |
| Deed Document Number | 20265682 |
| Deed Book / Page | 2 / 1775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Aug 3, 2026 |
| Property Address | 74 PINE BLUFF RD, WINCHESTER, TN 37398-4414 |
| Document Number | 0000005682 |
| Book / Page | 2 / 1775 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20265682 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | A PLUS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172,836.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 PINE BLUFF RD, WINCHESTER, TN 37398-4414 |
| Document Number | 0000005683, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20265683 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 74 PINE BLUFF RD, WINCHESTER, TN 37398-4414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022006805 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | T1459/258 |
| Instrument | 22006805 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 74 PINE BLUFF RD, WINCHESTER, TN 37398-4414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022005674 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | T1453/767 |
| Instrument | 22005674 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,743.00 (+6.35%) | $87,375 (-) Land $6,250 Building $81,125 | |
| 2023 | $87,375 Land $6,250 Building $81,125 | ||
| 2022 | $1,639.00 | $349,500 Land $25,000 Building $324,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (1995–1997) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER GROVE-WINCHESTER SPRINGS serves 6,979 people · EPA ID TN0000101 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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