209 Pine Bluff Rd, Winchester, TN 37398 Property Records

Franklin County property record for 209 Pine Bluff Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,700 sqft · built 2022
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026054 01803`

Property Details

APN / Parcel Number

Primary APN	`026054 01803`
Alternative APN	`054 01803`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,700 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	209 PINE BLUFF RD
City	WINCHESTER
State	TN
Zip	37398-4257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:15 MAP REF:054
Jurisdiction	FRANKLIN TN
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	960201

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit WELLWORTH BANK
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Apr 26, 2023	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021
Deed Sale	Nov 8, 2021
Deed Document Number	0000461710
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257

Mortgage

Document Number	0026000136
Date	Jan 8, 2026
Book Page	T1600/623
Instrument	26000136

Lender

Name	WELLWORTH BANK
Type	Bank
Address	2695 DECHERD BLVD, WINCHESTER, TN 37398

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2036

Interest

Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022005645
Date	Jul 11, 2022
Book Page	T1453/634
Instrument	22005645

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 OLD TULLAHOMA RD, WINCHESTER, TN 37398-4252

Mortgage

Document Number	0022005360
Date	Jun 30, 2022
Book Page	T1452/419
Instrument	22005360

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 27, 2022

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PINE BLUFF RD, WINCHESTER, TN 37398-4257

Mortgage

Document Number	0023002487
Date	Apr 26, 2023
Book Page	T1484/468
Instrument	23002487

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	62 Months
Due	Jun 15, 2028

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00 (+105.09%)	$80,800 (+5.9%) Land $7,375 Building $73,425
2023		$76,300 Land $7,375 Building $68,925
2022	$786.00		$323,200 Land $29,500 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (1995–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER GROVE-WINCHESTER SPRINGS serves 6,979 people · EPA ID TN0000101
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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