Franklin County property record for 74 Old Commerce Rd, Carnesville, GA 30521 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,932 sqft Heated Area |
| Lot Size | 230,432 sqft (5.29 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,679.00 (2025) |
| Primary APN | 037-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,932 sqft Heated Area |
| 1st Floor | 1,932 sqft 1st Floor |
| Basement Area | 1,932 sqft Basement |
| Unfinished Basement | 1,932 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 230,432 sqft (5.29 acres) |
| Garage Area | 576 sqft Garage |
| Deck Area | 392 sqft Deck |
| Patio Area | 392 sqft Patio |
| Porch Area | 416 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 4210 |
|---|---|
| Street Address | 74 OLD COMMERCE RD |
| City | CARNESVILLE |
| State | GA |
| Zip | 30521-7630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5.29 ACRES HARRISON BRIDGE RD |
| Jurisdiction | FRANKLIN GA |
| Minor Civil Division | CARNESVILLE |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 890202 |
Source: Franklin County records · APN 037-005
Assessment roll updated December 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 OLD COMMERCE RD, CARNESVILLE, GA 30521-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE |
| Mar 09, 2018 | Deed of Trust, Mortgage MAGNOLIA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 1990 |
| Deed Sale | Jun 09, 1990 |
| Prior Sale | Nov 30, 1987 · Amount on Record |
| Last Transfer Date | Feb 12, 2019 |
| Transfer Doc | 0001332/38 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Property Address | 74 OLD COMMERCE RD, CARNESVILLE, GA 30521-7630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 74 OLD COMMERCE RD, CARNESVILLE, GA 30521-7630 |
| Document Number | 0000001476/0000000192 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 0000001476/0000000192 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Property Address | 74 OLD COMMERCE RD, CARNESVILLE, GA 30521-7630 |
| Document Number | 0012930299 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 74 OLD COMMERCE RD CARNESVILLE GA 305217630, CARNESVILLE, GA 30521-7630 |
| Document Number | 0012930299 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 001293/000299 |
| Name | MAGNOLIA BK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2048 |
Source: Franklin County records · Assessment roll updated December 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,679.00 (+7.37%) Homeowner's exemption | $117,962 (+19.48%) Land $20,776 Building $97,186 | $294,905 (+19.48%) Land $51,941 Building $242,964 |
| 2023 | $2,495.00 (+9.48%) Homeowner's exemption | $98,727 (+11.73%) Land $12,147 Building $86,580 | $246,818 (+11.73%) Land $30,368 Building $216,450 |
| 2022 | $2,279.00 Homeowner's exemption | $88,359 Land $9,653 Building $78,706 | $220,898 Land $24,132 Building $196,766 |
Source: FEMA National Flood Hazard Layer, Franklin County (13119C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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