300 Old Commerce Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 300 Old Commerce Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,842 sqft · built 1984
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2020)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-003-A`

Property Details

APN / Parcel Number

Primary APN	`037-003-A`
Alternative APN	`4212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,842 sqft Heated Area
1st Floor Area	2,842 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Patio Area	273 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4212
Street Address	300 OLD COMMERCE RD
City	CARNESVILLE
State	GA
Zip	30521-4393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	2.58 AC OLD COMMERCE RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1037
Census Tract	890202

Owner

300 Old Commerce Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Franklin County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	300 OLD COMMERCE RD, CARNESVILLE, GA 30521-4393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 23, 2020	Grant Deed, Transfer · FHA Mortgage LOAN ONE
Aug 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Jan 25, 2019 · Amount on File
Deed Document Number	20201175
Deed Book / Page	1416 / 75
Transfer Doc	0009840311
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	300 OLD COMMERCE RD, CARNESVILLE, GA 30521-4393
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 OLD COMMERCE RD, CARNESVILLE, GA 30521-4393

Mortgage

Document Number	0000001607/0000000198
Date	Jan 16, 2024
Book Page	0000001607/0000000198

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Oct 23, 2020
Property Address	300 OLD COMMERCE RD, CARNESVILLE, GA 30521-4393
Document Number	0014160075
Book / Page	001416 / 000075
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 OLD COMMERCE RD CARNESVILLE GA 305214393, CARNESVILLE, GA 30521-4393

Mortgage

Document Number	14160077
Date	Oct 23, 2020
Book Page	001416/000077

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	GAHANNA, OH 43230

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Aug 29, 2019
Property Address	300 OLD COMMERCE RD, CARNESVILLE, GA 30521-4393
Document Number	0013570074
Book / Page	001357 / 000074
Instrument Date	Jul 24, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 OLD COMMERCE RD CARNESVILLE GA 305214393, CARNESVILLE, GA 30521-4393

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	300 OLD COMMERCE RD, CARNESVILLE, GA 30521-4393
Document Number	0013290321
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 GUERRY HALL RD CARNESVILLE GA 305214546, CARNESVILLE, GA 30521-4546

Mortgage

Document Number	0013290321
Date	Jan 30, 2019
Book Page	001329/000321

Lender

Name	PINNACLE BK
Type	Bank
Address	LAVONIA, GA 30553

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 29, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 300 Old Commerce Rd was $2,751.

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00	$119,092 Land $11,012 Building $108,080	$297,729 Land $27,529 Building $270,200
2023	$2,370.00 (+10.64%)	$91,887 (+10.65%) Land $4,500 Building $87,387	$229,717 (+10.65%) Land $11,250 Building $218,467
2022	$2,142.00	$83,041 Land $3,520 Building $79,521	$207,601 Land $8,799 Building $198,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 300 Old Commerce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Old Commerce Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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