Kendall County property record for 74 E Washington St, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1939 |
| Lot Size | 0.216 acres (9,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Sep 2019) |
| Tax Bill | $7,013 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-17-378-005 |
| Primary APN | 03-17-378-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 1,427 sqft |
| Basement Area | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,395 sqft (0.216 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 74 E WASHINGTON ST |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 & VAC ALLEY ADJ BLK 2 LOUCKS & STAFFORDS ADDN VILLAGE OF OSWEGO |
| Legal Subdivision | LOUCKS & STAFFORDS ADD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 890106 |
74 E Washington St is owned and occupied by an individual who bought it in September 2019.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 E WASHINGTON ST, OSWEGO, IL 60543-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Sep 9, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Prior Sale | Dec 16, 2016 · Amount on File |
| Deed Document Number | 201912933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 74 E WASHINGTON ST, OSWEGO, IL 60543-8024 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 74 E WASHINGTON ST, OSWEGO, IL 60543-8024 |
| Document Number | 0000010896 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 202100010896 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 9, 2019 |
| Property Address | 74 E WASHINGTON ST, OSWEGO, IL 60543-8024 |
| Document Number | 0000012933 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 12933 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2502 MIRAGE AVE PLAINFIELD IL 605866591, PLAINFIELD, IL 60586-6591 |
| Document Number | 12934 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 12934 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,132 Land $27,928 Building $79,204 | $321,396 Land $83,784 Building $237,612 | |
| 2024 | $7,013.00 | ||
| 2022 | $74,289 Land $19,366 Building $54,923 | $222,867 Land $58,098 Building $164,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 74 E Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 74 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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