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12 E Washington St, Oswego, IL 60543 Property Records

Kendall County property record for 12 E Washington St, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,176 sqft · built 1920
Lot Size0.119 acres (5,181 sqft)
OwnerIndividual Name on Record
Last Sale$268,000 (Dec 2020)
Tax Bill$6,896 (2024)
Deeds & MortgagesDec 2020 Sale
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-17-337-013

Property Details

APN / Parcel Number

Primary APN03-17-337-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
Gross Area2,376 sqft
1st Floor Area2,176 sqft
Basement Area839 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area5,181 sqft (0.119 acres)
Lot Dimensions82 ft deep x 70 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 E WASHINGTON ST
CityOSWEGO
StateIL
Zip60543-8622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 6 & 7 BLK 8 & PT VAC ALLEY OSWEGO ORIG TOWN
Legal SubdivisionOSWEGO ORIG TOWN
Legal Block8
Legal Lot Number6,7
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1022
Census Tract890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 E WASHINGTON ST, OSWEGO, IL 60543-8622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 6, 2018Quit Claim Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Prior SaleJun 16, 2010 · Amount on Record
Deed Document Number202025441
Prior Transfer DateJun 11, 2018
Prior Transfer Doc0000009504
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateDec 9, 2020
Property Address12 E WASHINGTON ST, OSWEGO, IL 60543-8622
Document Number0000025441
Instrument DateOct 23, 2020
Instrument25441
Transaction TypeTransfer
Record UpdatedJan 8, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E WASHINGTON ST OSWEGO IL 605438622, OSWEGO, IL 60543-8622

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateJul 6, 2018
Property Address12 E WASHINGTON ST, OSWEGO, IL 60543-8622
Document Number0000009504
Instrument DateJun 11, 2018
Instrument9504
Transaction TypeTransfer
Record UpdatedAug 9, 2018
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 E WASHINGTON ST OSWEGO IL 605438622, OSWEGO, IL 60543-8622

Mortgage

Document Number9505
DateJul 6, 2018
Instrument9505
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 5, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,451 (+44.21%) Land $24,010 Building $81,441$316,353 (+44.21%) Land $72,030 Building $244,323
2024$6,896.00
2022$73,123 Land $16,649 Building $56,474$219,369 Land $49,947 Building $169,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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