96 E Washington St, Oswego, IL 60543 Property Records

Kendall County property record for 96 E Washington St, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,920 sqft · built 1930
Lot Size0.247 acres (10,760 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Oct 2025)
Tax Bill$7,710 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-17-378-008

Property Details

APN / Parcel Number

Primary APN03-17-378-008

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area
Gross Area3,176 sqft
1st Floor Area1,920 sqft
Basement Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,760 sqft (0.247 acres)
Lot Dimensions162 ft deep x 66 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address96 E WASHINGTON ST
CityOSWEGO
StateIL
Zip60543-8024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW 14 LT 5 ALL LT 6 BLK 2 & VAC ALLEY LOUCKS & STAFFORDS ADDN VILLAGE OSWEGO
Legal SubdivisionLOUCKS & STAFFORDS ADD
Legal Block2
Legal Lot Number5,6
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1023
Census Tract890106

Owner

Source: Kendall County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 W MAIN ST, GLENWOOD, IL 60425-1614
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleNov 6, 2003 · Amount on Record
Deed Document Number202513821
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateOct 21, 2025
Property Address96 E WASHINGTON ST, OSWEGO, IL 60543-8024
Document Number0000013821
Instrument DateSep 8, 2025
Instrument202500013821
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 E WASHINGTON ST, OSWEGO, IL 60543-8024

Mortgage

Document Number0000013822
DateOct 21, 2025
Instrument202500013822
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate6.57%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,710.00 (+8.99%)$108,004 (+15%) Land $27,928 Building $80,076$324,012 (+15%) Land $83,784 Building $240,228
2024$7,074.00$93,916 (+25.4%) Land $24,285 Building $69,631$281,748 (+25.4%) Land $72,855 Building $208,893
2022$74,893 Land $19,366 Building $55,527$224,679 Land $58,098 Building $166,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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