74 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 74 E Main St, Cambridge, NY 12816 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1880
Square Footage	1,460 sqft Living Area
Lot Size	15,246 sqft (0.35 acres)
Garage	Detached, 720 sqft
Occupancy	Owner Occupied
Tax Bill	$3,809.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`535001 256.17-4-9`
Alternative APNs	`500125601700040090000000` `961A100010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,460 sqft Living Area
1st Floor	1,160 sqft 1st Floor
Upper Floors	300 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	15,246 sqft (0.35 acres)
Depth X Width	300 ft x 50 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	720 sqft Garage
Porch Area	160 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	961A100010
Street Address	74 E MAIN ST
City	CAMBRIDGE
State	NY
Zip	12816-1206
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	WASHINGTON NY
Minor Civil Division	WHITE CREEK
Census Blockgroup	1
Census Block	1030
Census Tract	92000

Owner

Source: Washington County and White Creek Town records · APN 535001 256.17-4-9

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 E MAIN ST, CAMBRIDGE, NY 12816-1206
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	74 E MAIN ST, CAMBRIDGE, NY 12816-1206
Document Number	0000006361
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	74 E MAIN ST CAMBRIDGE NY 128161206, CAMBRIDGE, NY 12816-1206

Mortgage

Document Number	0000006361
Date	Dec 14, 2020
Instrument	6361

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	84 Months
Due	Dec 13, 2027

Tax Assessment & Valuation

Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,809.00	$119,000 (-) Land $17,000 Building $102,000	$143,373 (+18.07%) Land $20,482 Building $122,891
2023		$119,000 Land $17,000 Building $102,000	$121,429 Land $17,347 Building $104,082

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.