65 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 65 E Main St, Cambridge, NY 12816

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,720 sqft · built 1990
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,232 (2025)
Flood Zone	Zone X (minimal risk)
APN	`535001 255.20-3-15`

Property Details

APN / Parcel Number

Primary APN	`535001 255.20-3-15`
Alternative APNs	`500125502000030150000000` `961A100396`

Interior

Stories	3 Stories
Building Area	3,720 sqft Gross Area
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	65 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	961A100396
Street Address	65 E MAIN ST
City	CAMBRIDGE
State	NY
Zip	12816-1226
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MU
Legal Description	BLDG & LOT
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITE CREEK
Census Block Group	1
Census Block	1023
Census Tract	92000

Owner

Source: Washington County and White Creek Town assessment roll, APN 535001 255.20-3-15, as of April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 COTTRELL LN, HOOSICK FALLS, NY 12090-4510
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll as of April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00	$100,000 (-) Land $2,100 Building $97,900	$120,482 (+18.07%) Land $2,530 Building $117,952
2023		$100,000 Land $2,100 Building $97,900	$102,041 Land $2,143 Building $99,898

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), as of July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150920001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2008)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 236 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5700117, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAMBRIDGE WATER WORKS private · serves 3,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.