78 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 78 E Main St, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,336 sqft · built 1901
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$118,000 (Jan 2016)
Tax Bill$5,062 (2025)
Flood ZoneZone X (minimal risk)
APN535001 256.17-4-11

Property Details

APN / Parcel Number

Primary APN535001 256.17-4-11
Alternative APNs
  • 500125601700040110000000
  • 961A100269

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,336 sqft Living Area
1st Floor Area1,168 sqft
2nd Floor Area1,168 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions271 ft deep x 85 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area384 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100269
Street Address78 E MAIN ST
CityCAMBRIDGE
StateNY
Zip12816-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block4
Legal Lot Number11.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1030
Census Tract92000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District
listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 E MAIN ST, CAMBRIDGE, NY 12816-1206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2016 · Amount on Record
Deed SaleJan 13, 2016 · Amount on Record
Deed Book / Page3610 / 1
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,062.00$176,000 (-) Land $21,800 Building $154,200$212,048 (+18.07%) Land $26,265 Building $185,783
2023$176,000 Land $21,800 Building $154,200$179,592 Land $22,245 Building $157,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER WORKS
private · serves 3,000 people · EPA ID NY5700117
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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