Putnam County and Patterson Town property record for 74 Cross Rd, Patterson, NY 12563
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,636 sqft · built 1937 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $445,000 (Sep 2021) |
| Tax Bill | $14,280 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372400 13.-3-2 |
| Primary APN | 372400 13.-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Dimensions | 260 ft deep x 200 ft wide |
| View / Lot | Waterfront |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 003090 |
|---|---|
| Street Address | 74 CROSS RD |
| City | PATTERSON |
| State | NY |
| Zip | 12563-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PATTERSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10201 |
Source: Putnam County and Patterson Town records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 74 CROSS RD, PATTERSON, NY 12563-2719 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 1, 2026 | Bargain and Sale Deed, Transfer CATIC TITLE |
| Sep 2, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on Record |
| Deed Sale | Sep 2, 2021 · Amount on Record |
| Prior Sale | Jun 5, 2015 · Amount on Record |
| Deed Document Number | 2021102752021 |
| Deed Book / Page | 2231 / 24 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000003429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 1, 2026 |
| Property Address | 74 CROSS RD, PATTERSON, NY 12563-2719 |
| Document Number | 0000003429 |
| Book / Page | 2443 / 311 |
| Instrument Date | May 15, 2026 |
| Instrument | 20263429 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | CATIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 74 CROSS RD, PATTERSON, NY 12563-2719 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 2, 2021 |
| Property Address | 74 CROSS RD, PATTERSON, NY 12563-2719 |
| Document Number | 0022310024 |
| Book / Page | 2231 / 24 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 10275-2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 CROSS RD, 74, PATTERSON, NY 12563-2719 |
| Name | Verified Name |
|---|---|
| Address | 250 SOUTH ST # 1, 1, PEEKSKILL, NY 10566-4419 |
| Document Number | 7443154 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 7443/154 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Patterson Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,280.00 (-0.29%) | $534,100 (+12.35%) Land $90,200 Building $443,900 | $534,100 (+12.35%) Land $90,200 Building $443,900 |
| 2024 | $14,322.00 | ||
| 2023 | $475,400 (+15%) Land $80,300 Building $395,100 | $475,400 (+15%) Land $80,300 Building $395,100 | |
| 2022 | $413,400 Land $65,300 Building $348,100 | $413,400 Land $65,300 Building $348,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEADOWBROOK FARM private · serves 54 people · EPA ID NY3930002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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