93 Cross Rd, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 93 Cross Rd, Patterson, NY 12563

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,920 sqft · built 1990
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2025)
Tax Bill	$11,537 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372400 13.-2-72.3`

Property Details

APN / Parcel Number

Primary APN	`372400 13.-2-72.3`
Alternative APN	`240001300000020720030000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	69,696 sqft (1.6 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	93 CROSS RD
City	PATTERSON
State	NY
Zip	12563-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	2
Legal Lot Number	72.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1005
Census Tract	10201

Owner

Source: Putnam County and Patterson Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 BALSAM WAY, UNION, NJ 07083-7410
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	20255392
Deed Book / Page	2411 / 227
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 15, 2025
Property Address	93 CROSS RD, PATTERSON, NY 12563-2722
Document Number	0024110227
Book / Page	2411 / 227
Map Reference	MAP 1608
Instrument Date	Sep 3, 2025
Instrument	5392-2025
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 GREENLAWN DR, DANBURY, CT 06810-7339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 BALSAM WAY, UNION, NJ 07083-7410

Mortgage

Document Number	0008017305
Date	Sep 15, 2025
Instrument	8017/305

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,200 (+6%) Land $93,100 Building $334,100	$427,200 (+6%) Land $93,100 Building $334,100
2024	$11,537.00 Homeowner's exemption	$403,000 (+6%) Land $87,800 Building $315,200	$403,000 (+6%) Land $87,800 Building $315,200
2023		$380,200 (+15%) Land $82,800 Building $297,400	$380,200 (+15%) Land $82,800 Building $297,400
2022		$330,600 Land $67,300 Building $263,300	$330,600 Land $67,300 Building $263,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20