51 Cross Rd, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 51 Cross Rd, Patterson, NY 12563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,510 sqft · built 1990
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2010)
Tax Bill	$14,369 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372400 13.-2-31`

Property Details

APN / Parcel Number

Primary APN	`372400 13.-2-31`
Alternative APN	`240001300000020310000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,510 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	1,404 sqft
2nd Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	71,438 sqft (1.64 acres)
Lot Width	269 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	750 sqft
Porch	Open Porch
Porch Area	766 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	51 CROSS RD
City	PATTERSON
State	NY
Zip	12563-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	2
Legal Lot Number	31.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1008
Census Tract	10201

Owner

51 Cross Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Putnam County and Patterson Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 CROSS RD, PATTERSON, NY 12563-2721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2010 · Amount on File
Deed Sale	Oct 7, 2010 · Amount on File
Prior Sale	Oct 7, 2010 · Amount on File
Deed Book / Page	1862 / 364
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	51 CROSS RD, PATTERSON, NY 12563-2721
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 CROSS RD, PATTERSON, NY 12563-2721

Mortgage

Document Number	0073600277
Date	May 20, 2021
Book Page	7360/277
Instrument	6109-2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$570,900 Land $96,700 Building $474,200	$570,900 Land $96,700 Building $474,200
2024	$14,369.00
2023		$477,000 (+15%) Land $86,000 Building $391,000	$477,000 (+15%) Land $86,000 Building $391,000
2022		$414,800 Land $69,900 Building $344,900	$414,800 Land $69,900 Building $344,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20