74 Ann St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 74 Ann St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1957
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2017)
Tax Bill	$4,209 (2026)
Deeds & Mortgages	Jul 2022 Refinance Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`760-00035`

Property Details

APN / Parcel Number

Primary APN	`760-00035`
Alternative APN	`CHIC M:0760 P:00035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,104 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	760-00035
Street Address	74 ANN ST
City	CHICOPEE
State	MA
Zip	01020-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2010
Census Tract	811302

Owner

74 Ann St is owned and occupied by two individuals who bought it in August 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 ANN ST, CHICOPEE, MA 01020-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Aug 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEW AMERICAN FUNDING
Jun 20, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	May 9, 2008 · Amount on File
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	74 ANN ST, CHICOPEE, MA 01020-4409
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000231083
Date	Jul 5, 2022
Instrument	231083

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	74 ANN ST, CHICOPEE, MA 01020-4409
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	026004-266
Date	Aug 28, 2025
Book Page	26004/266
Instrument	40299

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	74 ANN ST, CHICOPEE, MA 01020-4409
Document Number	0000222314
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 ANN ST CHICOPEE MA 010204409, CHICOPEE, MA 01020-4409

Mortgage

Document Number	0000222314
Date	Jun 25, 2020
Instrument	222314

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 1, 2017
Property Address	74 ANN ST, CHICOPEE, MA 01020-4409
Document Number	0000211530
Instrument Date	Jul 25, 2017
Instrument	211530
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 WEST ST AMHERST MA 010022924, AMHERST, MA 01002-2924

Mortgage

Document Number	211531
Date	Aug 1, 2017
Instrument	211531

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 74 Ann St was $4,209, up 5.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,209.00 (+5.81%)	$276,200 (+5.26%) Land $107,300 Building $168,900	$314,240 (+8.63%)
2025	$3,978.00 (+5.32%)	$262,400 (+2.54%) Land $97,400 Building $165,000	$289,275
2024	$3,777.00 (+7.33%)	$255,900 (+10.16%) Land $95,500 Building $160,400
2023	$3,519.00	$232,300 Land $86,800 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Ann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Ann St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

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