71 Ann St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 71 Ann St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Jun 2026)
Tax Bill	$3,856 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`760-00044`

Property Details

APN / Parcel Number

Primary APN	`760-00044`
Alternative APN	`CHIC M:0760 P:00044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	760-00044
Street Address	71 ANN ST
City	CHICOPEE
State	MA
Zip	01020-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Subdivision	FERNWOOD PARK
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2011
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	71 ANN ST, CHICOPEE, MA 01020-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTERN BANK
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage EASTERN BANK
Sep 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Document Number	202625820
Deed Book / Page	26364 / 376
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 8, 2026
Property Address	71 ANN ST, CHICOPEE, MA 01020-4408
Document Number	0000025822
Book / Page	26364 / 393
Instrument Date	Jun 8, 2026
Instrument	202625822
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ANN ST, CHICOPEE, MA 01020-4408

Mortgage

Document Number	026364-393,
Date	Jun 8, 2026
Book Page	26364/393
Instrument	202625822

Lender

Name	EASTERN BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 8, 2026
Property Address	71 ANN ST, CHICOPEE, MA 01020-4408
Document Number	0000025820
Book / Page	26364 / 376
Instrument Date	Jun 4, 2026
Instrument	202625820
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	71 ANN ST, CHICOPEE, MA 01020-4408
Investor	Possibly a Property Investor

Mortgage

Date	Jun 8, 2026

Lender

Name	EASTERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 30, 2020
Property Address	71 ANN ST, CHICOPEE, MA 01020-4408
Document Number	23450-462
Book / Page	23450 / 462
Instrument Date	Sep 16, 2020
Instrument	55965
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9903 NOB HILL LN, SUNRISE, FL 33351-4651

Mortgage

Document Number	55966
Date	Sep 30, 2020
Instrument	55966

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,856.00 (+6.2%)	$253,000 (+5.64%) Land $88,000 Building $165,000	$271,453 (+4.67%)
2025	$3,631.00 (+5.49%)	$239,500 (+2.7%) Land $84,000 Building $155,500	$259,350
2024	$3,442.00 (+8.04%)	$233,200 (+10.89%) Land $82,400 Building $150,800
2023	$3,186.00	$210,300 Land $74,900 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

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