28 Ann St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 28 Ann St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1956
Lot Size	0.452 acres (19,687 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2000)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`777-00017`

Property Details

APN / Parcel Number

Primary APN	`777-00017`
Alternative APN	`CHIC M:0777 P:00017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,687 sqft (0.452 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	777-00017
Street Address	28 ANN ST
City	CHICOPEE
State	MA
Zip	01020-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUFFIELD STREET COOPER STREET
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2004
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records · APN 777-00017

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 ANN ST, CHICOPEE, MA 01020-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage POLISH NATIONAL CU
Nov 05, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2000 · Amount on Record
Deed Sale	Sep 15, 2000 · Amount on Record
Deed Book / Page	11337 / 280
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	28 ANN ST, CHICOPEE, MA 01020-4407
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026205-63
Date	Jan 30, 2026
Book Page	26205/63
Instrument	4395

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 01, 2033
Index	1-Year CMT

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	28 ANN ST, CHICOPEE, MA 01020-4407
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026098-57
Date	Nov 05, 2025
Book Page	26098/57
Instrument	53008

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2040

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (+3.51%)	$274,600 (+0.77%) Land $116,200 Building $158,400	$296,400
2024	$4,022.00 (+7.8%)	$272,500 (+10.64%) Land $114,000 Building $158,500
2023	$3,731.00	$246,300 Land $103,700 Building $142,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: South Hadley Electric Light Department, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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