739 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 739 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 2006
Lot Size	0.315 acres (13,721 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Nov 2023)
Tax Bill	$4,077 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42145-00H-0010`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42145-00H-0010`
Alternative APNs	`29-221-42145-00H-0010` `1063222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,706 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	1,476 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,721 sqft (0.315 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	739 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 1 BLK H HOLIDAY SHORES EST 2ND ADD PB 4-18 OR 2295-1001 OR 3308-4231
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES EST 2
Legal Block	H
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1012
Census Tract	950608

Owner

Source: Walton County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	739 SHORE DR, MIRAMAR BEACH, FL 32550-3841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Nov 15, 2000 · Amount on Record
Deed Document Number	202342486
Deed Book / Page	3308 / 4231
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	739 SHORE DR, MIRAMAR BEACH, FL 32550-3841
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 SHORE DR, MIRAMAR BEACH, FL 32550-3841

Mortgage

Document Number	0033912786
Date	Mar 23, 2026
Book Page	3391/2786
Instrument	20260010868

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 27, 2023
Property Address	739 SHORE DR, MIRAMAR BEACH, FL 32550-3841
Document Number	0033084231
Book / Page	3308 / 4231
Map Reference	MB 4 PG 18
Instrument Date	Nov 27, 2023
Instrument	20230042486
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 ROYAL CREST DR, MUSCLE SHOALS, AL 35661-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 SHORE DR, MIRAMAR BEACH, FL 32550-3841

Mortgage

Document Number	0033084233
Date	Nov 27, 2023
Instrument	3308/4233

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,077.00 (-21.73%)	$489,852 (-14.73%) Land $200,000 Building $289,852	$489,852 (-14.73%) Land $200,000 Building $289,852
2024	$5,209.00 (+164.95%)
2023	$1,966.00 (+1.44%) Homeowner's exemption	$574,472 (+11.59%) Land $183,500 Building $390,972	$574,472 (+11.59%) Land $183,500 Building $390,972
2022	$1,938.00 Homeowner's exemption	$514,809 Land $122,655 Building $392,154	$514,809 Land $122,655 Building $392,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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