780 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 780 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,623 sqft · built 1990
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,620,000 (Sep 2021)
Tax Bill	$16,166 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-2S-21-42140-00F-0130`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42140-00F-0130`
Alternative APNs	`29-221-42140-00F-0130` `1063194`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,623 sqft Living Area
Gross Area	6,741 sqft
1st Floor Area	1,948 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	245 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	576 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	780 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-5276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 13 BLK F HOLIDAY SHORES ESTATES 1ST ADDITION PB 3-91 OR 87-465 OR 1427-187 OR 1428-86 OR 1740-52 OR 2386-1576 OR 2971-2216 OR 2986-1815 OR 3214-2231 OR 3214-2249
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES ESTATES 1
Legal Block	F
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

Source: Walton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1435 STEWARTS FERRY PIKE, HERMITAGE, TN 37076-3614
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Intrafamily Transfer, Transfer
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Aug 4, 2015 · Amount on Record
Deed Document Number	202144058
Deed Book / Page	3214 / 2231
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	0032142249
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 1, 2021
Property Address	780 SHORE DR, MIRAMAR BEACH, FL 32550-5276
Document Number	0032142249
Book / Page	3214 / 2249
Map Reference	MB 3 PG 91
Instrument Date	Aug 26, 2021
Instrument	20210044060
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1435 STEWARTS FERRY PIKE, HERMITAGE, TN 37076-3614

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 1, 2021
Property Address	780 SHORE DR, MIRAMAR BEACH, FL 32550-5276
Document Number	0032142231
Book / Page	3214 / 2231
Map Reference	MB 3 PG 91
Instrument Date	Aug 26, 2021
Instrument	20210044058
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7613 GUNSTON PL, 7613, VESTAVIA, AL 35242-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 STEWARTS FERRY PIKE, HERMITAGE, TN 37076-3614

Mortgage

Document Number	32142233
Date	Sep 1, 2021
Instrument	3214/2233

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,166.00 (+11.5%)	$1,789,179 (+10.04%) Land $879,000 Building $910,179	$1,789,179 (+10.04%) Land $879,000 Building $910,179
2024	$14,499.00 (+5.09%)
2023	$13,797.00 (+15.13%)	$1,625,866 (+25.73%) Land $879,000 Building $746,866	$1,625,866 (+25.73%) Land $879,000 Building $746,866
2022	$11,984.00	$1,293,155 Land $553,502 Building $739,653	$1,293,155 Land $553,502 Building $739,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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