683 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 683 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,280 sqft · built 1983
Lot Size	0.285 acres (12,458 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Feb 2022)
Tax Bill	$5,427 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-2S-21-42145-00G-0100`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42145-00G-0100`
Alternative APN	`1063219`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,036 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,458 sqft (0.285 acres)
Lot Dimensions	12.5 ft deep x 10 ft wide

Exterior Amenities

Porch	Porch
Porch Area	468 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1063219
Street Address	683 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK G HOLIDAY SHORES ESTATES 2ND ADDITION PB 4-18 OR 894-103 OR 2557-839 OR 2643-636 OR 2802-939 OR 2825-1374 OR
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES EST
Legal Block	G
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1011
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4509 W NAGEL RD, BARTONVILLE, IL 61607-9220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Sep 3, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	20220006281
Deed Book / Page	3238 / 979
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 10, 2022
Property Address	683 SHORE DR, MIRAMAR BEACH, FL 32550-3892
Document Number	0032380979
Book / Page	3238 / 979
Map Reference	MB 4 PG 18
Instrument Date	Feb 4, 2022
Instrument	20220006281
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 PALOS VERDES DR, 220, TROY, AL 36079-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 W NAGEL RD, BARTONVILLE, IL 61607-9220

Mortgage

Document Number	0003238981
Date	Feb 10, 2022
Instrument	3238/981

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 3, 2021
Property Address	683 SHORE DR, MIRAMAR BEACH, FL 32550-3892
Document Number	0032144582
Book / Page	3214 / 4582
Map Reference	MB 4 PG 18
Instrument Date	Aug 26, 2021
Instrument	20210044557
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	683 SHORE DR, 683, MIRAMAR BEACH, FL 32550-3892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 PALOS VERDES DR, TROY, AL 36079-1701

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	683 SHORE DR, MIRAMAR BEACH, FL 32550-3892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030374603
Date	Apr 7, 2017
Book Page	3037/4603
Instrument	20170010876

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	683 SHORE DR, MIRAMAR BEACH, FL 32550-3892
Document Number	0031461529
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 SHORE DR MIRAMAR BEACH FL 325503892, MIRAMAR BEACH, FL 32550-3892

Mortgage

Document Number	0031461529
Date	Jun 15, 2020
Book Page	003146/001529
Instrument	20304

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$499,472 (-16.67%) Land $200,000 Building $299,472	$499,472 (-16.67%) Land $200,000 Building $299,472
2024	$5,427.00 (-0.35%)
2023	$5,446.00 (+8.77%)	$599,388 (+10.92%) Land $183,500 Building $415,888	$599,388 (+10.92%) Land $183,500 Building $415,888
2022	$5,007.00	$540,383 Land $122,655 Building $417,728	$540,383 Land $122,655 Building $417,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Nearby Properties on Shore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures