Lake County property record for 739 E Illinois Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 4,541 sqft · built 2017 |
| Lot Size | 0.4 acres (17,402 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,350,000 (Feb 2022) |
| Tax Bill | $46,767 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2022 Sale & Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-409-105 |
| Primary APN | 12-33-409-105 |
|---|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,541 sqft Living Area |
| Gross Area | 7,170 sqft |
| 1st Floor Area | 1,953 sqft |
| Upper Floors Area | 2,588 sqft |
| Attic | Attic |
| Attic Area | 1,828 sqft |
| Basement Area | 1,953 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 17,402 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 739 E ILLINOIS RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB OF PT LOT 291 LAKE FOREST; LOTS 6 & 7 |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 6-7,2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 10, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 26, 2020 | Deed of Trust, Mortgage · SBA Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · SBA Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 20, 2018 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Jun 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 21, 2017 | Warranty Deed, Transfer · ARM MUTUAL FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Jun 20, 2017 · Amount on Record |
| Deed Document Number | 20227872812 |
| Last Transfer Date | May 28, 2026 |
| Transfer Doc | 0008177851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 26, 2026 |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Number | 0008177851 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268177851 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 10, 2022 |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Number | 0007872812 |
| Map Reference | DOC 115368 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 7872812 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 739 E ILLINOIS RD, 739, LAKE FOREST, IL 60045-2403 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 739 E ILLINOIS RD # ILLI739, ILLI739, LAKE FOREST, IL 60045-2403 |
| Document Number | 0007872813 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 7872813 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Number | 0007688091 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 7688091 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MELROSE PARK, IL 60160 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2620 GREEN BAY RD, EVANSTON, IL 60201-1422 |
| Document Number | 0007688084 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 7688084 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MELROSE PARK, IL 60160 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007464627 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 7464627 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.07% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.07% |
| Index | 1-Year LIBOR |
| Max Rate | 9.07% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007422235 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 7422235 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MELROSE PARK, IL 60160 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007677094 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 7677094 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007494280 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 7494280 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MELROSE PARK, IL 60160 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 15, 2043 |
| Rate | 4.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 10, 2017 |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Number | 0007433674 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 7433674 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 739 E ILLINOIS RD LAKE FOREST IL 600452403, LAKE FOREST, IL 60045-2403 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 21, 2017 |
| Property Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Number | 0007388500 |
| Map Reference | DOC115368 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 7388500 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | GREATER METROPOLITAN TITLE L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 N MCKINLEY RD STE 6, 711, LAKE FOREST, IL 60045-1848 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 739 E ILLINOIS RD, LAKE FOREST, IL 60045-2403 |
| Document Number | 0007388501 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 7388501 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,767.00 (-3.42%) | $817,736 (+10.65%) Land $158,167 Building $659,569 | $2,453,453 (+10.65%) Land $474,548 Building $1,978,905 |
| 2024 | $48,423.00 (+10.42%) | ||
| 2023 | $43,854.00 (+2.86%) | $739,033 (+0.92%) Land $131,166 Building $607,867 | $2,217,320 (+0.92%) Land $393,537 Building $1,823,783 |
| 2022 | $42,635.00 | $732,296 Land $129,970 Building $602,326 | $2,197,108 Land $389,949 Building $1,807,159 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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